4923 SW 40th Ln, photo 1
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Overview

3 bd2 ba1,824 sqft2 car garageSingle Family
TypeSingle Family
HOA$85/mo
Built2006
Lot7,405 sqft
Living area1,824 sqft
Price / sqft$183
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Primary Bedroom Main FloorWalk-in Closet(s)Window TreatmentsGardenPrivate YardFitness CenterParkPlayground

4923 SW 40th Ln is a 2006-built home in Saddle Creek Ph 01, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,824 square feet of living space. Listed at $334,000 (about $183/sqft), 177 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $85 monthly.

From the listing

Located in the desirable Saddle Creek community, this move-in ready, fully furnished home offers 3 bedrooms, 2 bathrooms, and over 1,800 square feet of living space. Mature landscaping and a covered entryway create inviting curb appeal, while the interior showcases tall vaulted ceilings, updated light fixtures, newer interior paint, and abundant natural light throughout. The thoughtfully designed floor plan includes a formal dining area and an open-concept living space with luxury wood-look vinyl flooring, with tile in the kitchen and bathrooms. The kitchen is both functional and stylish, featuring newer stainless steel appliances, ample cabinet and counter space, a center island, pantry, and breakfast bar. The spacious primary suite offers a walk-in closet with built-ins and a private bath with dual sinks, a garden tub, and a separate glass-enclosed shower. Outdoor living is just as appealing, with a screen-enclosed patio, privacy-fenced backyard, spacious paver patio, and tiered flower beds. Major recent updates include a roof replacement in 2021, along with a newer A/C and water heater replaced in 2022/2023. Saddle Creek residents enjoy access to a clubhouse, community pool, fitness center, playground, and more. Conveniently located near State Road 200, this home is just minutes from shopping, dining, medical, and entertainment, offering comfort, convenience, and a wonderful opportunity to enjoy all that Ocala has to offer. It's just a short 10-minute drive to the World Equestrian Center (WEC).

The essentials

Built
2006
Price / sqft
$183
On market
177 days
Annual tax
$4,890
HOA
$85/mo
Flood zone
X · Low risk
Lot
7,405 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Community pool
Fitness center too
2 car garage
7,405 sqft lot
Lot size
1,824 sqft
Living area

Payment

Est. monthly payment
$2,402/mo
Down payment (20%)
$66,800
Property taxes
$408/mo
HOA
$85/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
7,405 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
177
Primary Bedroom Main Floor
Walk-in Closet(s)
Window Treatments
Garden
Private Yard
Fitness Center
Park
Playground
Pool
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Saddlewood Elementary School
Middle
Liberty Middle School
High
West Port High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,890
Parcel #
2386-100-100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddle Creek Ph 01
County
Marion
MLS Area
34474 - Ocala
Lot Size
7,405 sqft
HOA
$85/mo
LELAND MANAGEMENT

Price history

Date
Event
Price
6/18/2026
Price change
Source: Stellar MLS #OM722749
$334,000-0.9%
$183/sqft
4/16/2026
Listed for sale
Source: Stellar MLS #OM722749
$337,000
$185/sqft

Neighborhood

4923 SW 40th Ln
Ocala, FL, 34474 · 34474 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $334,000
$332,500 – $334,000
99.4% – 100% of listTops out right at the list price
80% of listList price
78 of the last 155 home closings in 34474 landed at this number or higher (50%). The median one sat 48 days before it went under contract, and this one is on day 177 after a $3,000 cut.

Sample: 155 closed home sales in 34474 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,401/mo
Principal & interest$1,742
Property taxes$408
Insurance$167
HOA$85
Down payment20% · $66,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$334,000

$183 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,824 sq ft

Time on market

177 days

Year built

2006

Monthly payment

About $2,402/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,890 annual tax bill, insurance, and the $85/mo HOA fee.

HOA fee

$85/mo

Managed by LELAND MANAGEMENT.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered bySHOWCASE PROPERTIES OF CENTRALListing agent: Claire KhuenListing data from Stellar MLS, MLS# OM722749.

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