12535 NE 48th Ter, photo 1
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Overview

3 bd2 ba1,720 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,020/yr
Built2026
Lot6,824 sqft
Living area1,720 sqft
Price / sqft$211
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
DENSAN PARK PH 2
Type
Single Family Residence

True monthly carry

HOA
~$85/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsIN Wall Pest SystemOpen FloorplanSplit BedroomStone CountersThermostatTray Ceiling(s)Vaulted Ceiling(s)

12535 NE 48th Ter is a 2026-built home in Densan Park Ph 2, Oxford. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,720 square feet of living space. Listed at $363,050 (about $211/sqft), 90 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,020 annually.

From the listing

Under Construction. THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN PROMOTION WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 8/15/26. Spacious 3/2 CONCRETE BLOCK New construction home. NO CDD NO BOND. Stone accents on exterior leading to a glass door entry. Granite countertops, upgraded cabinets in the kitchen and bathrooms. Matte Black plumbing fixtures and hardware. Shaker style interior doors and 5" baseboards, Stainless appliances in the kitchen. Tile flooring all areas except bedrooms. Vaulted ceilings really open up the living spaces. Generous master suite. 5’ tiled shower with light in the master bath in lieu of tub/shower combo. Enjoy the backyard under the Truss covered 14 x 10 patio. Irrigation system. Community amenities. Builder assists with closing costs when Buyer pays cash or closes with Seller approved lender. Pictures are of a similar home for illustration purposes only. Colors and features will vary. Prices and Promotions subject to change without notice. DENSAN PARK offers exclusive amenities—Pickle Ball Courts, Full-Court Basketball, Dog Park, and Covered Picnic Areas—all just minutes from The Villages’ shopping, dining, and entertainment, and LESS THAN 2 MILES FROM THE VILLAGES CHARTER SCHOOLS. Luxury, leisure, and location—this home has it all

The essentials

Built
2026
Price / sqft
$211
On market
171 days
Annual tax
$0
HOA
$1,020/yr
Flood zone
X · Low risk
Lot
6,824 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
Driveway
6,824 sqft lot
Lot size
1,720 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,628/mo
Down payment (20%)
$72,610
Property taxes
$0/mo
HOA
$1,020/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,824 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway
Days on Market
171
High Ceilings
IN Wall Pest System
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Community Mailbox
Deed Restrictions
Dog Park
Gated Community - No Guard
Golf Carts OK
Park
Playground
Sidewalks
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Wildwood Elementary
Middle
Wildwood Middle
High
Wildwood High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$0
Parcel #
D08H114

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Densan Park Ph 2
County
Sumter
MLS Area
34484 - Oxford
Lot Size
6,824 sqft
Cleared
HOA
$1,020/yr
Vickie Couture

Price history

Date
Event
Price
7/20/2026
Price change
Source: Stellar MLS #OM723222
$363,050-5.5%
$211/sqft
-
Price change
Source: Stellar MLS #OM723222
$384,050-1.0%
$223/sqft
4/21/2026
Listed for sale
Source: Stellar MLS #OM723222
$388,050
$226/sqft

Neighborhood

12535 NE 48th Ter
Oxford, FL, 34484 · 34484 - Oxford

Market insights

Offer Insights

Choose an offer strength

List price: $363,050
$355,000 – $363,050
97.5% – 100% of listTops out right at the list price
80% of listList price
27 of the last 52 home closings in 34484 landed at this number or higher (52%). The median one sat 51 days before it went under contract, and this one is on day 171 after a $25,000 cut.

Sample: 52 closed home sales in 34484 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,629/mo
Principal & interest$1,893
Property taxes$469
Insurance$182
HOA$85
Down payment20% · $72,610
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$363,050

$211 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,720 sq ft

Time on market

171 days

Year built

2026

Monthly payment

About $2,628/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $1,020/yr HOA fee.

HOA fee

$1,020/yr

Managed by Vickie Couture.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byADAMS HOMES REALTY INCListing agent: Debbie OwingsListing data from Stellar MLS, MLS# OM723222.

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