8859 SW 196th Avenue Rd, photo 1
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Overview

3 bd2 ba2,027 sqft2 car garageSingle Family
TypeSingle Family
HOA$246/yr
Built1999
Lot11,761 sqft
Living area2,027 sqft
Price / sqft$161
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Solid Wood CabinetsThermostatVaulted Ceiling(s)Walk-in Closet(s)LightingFitness CenterGolf Carts OK

8859 SW 196th Avenue Rd is a 1999-built home in Fairway Estate, Dunnellon. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,027 square feet of living space. Listed at $326,900 (about $161/sqft), 155 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $246 annually.

From the listing

Set within the highly sought-after Rainbow Springs community in Dunnellon, this beautifully maintained 3 bedroom, 2 bathroom home offers 2,027 Sq.Ft. of living space with a spacious open floor plan, split bedroom layout for added privacy, and inside laundry for everyday convenience. A 2 car garage adds extra storage and functionality. Inside the home, you will find vaulted ceilings, a large living room area, and an additional room at the back offering flexible space for an additional living area, playroom, office, or more. The kitchen features granite countertops and an eat in kitchen area, making it functional for everyday living and entertaining. The large primary suite includes a walk in closet and ensuite bathroom complete with a tile walk in shower and soaking tub. The split floor plan offers spacious guest bedrooms, with one featuring a large walk in closet that is currently being used as an office. The guest bedrooms are conveniently located near the guest bathroom for easy access. Enjoy peaceful Florida living from the screened porch, the perfect spot to relax and take in the quiet surroundings. Positioned on a desirable homesite, the property backs up to a 3.7 acre wooded green space owned by the HOA, offering exceptional privacy with no rear neighbors and a serene natural backdrop. Just minutes away, Rainbow Springs River Access Park offers convenient entry to one of Florida’s most beautiful crystal-clear springs. Rainbow Springs HOA is only $246 per year and delivers an impressive list of amenities including private access to the Rainbow River, clubhouse, community pool, tennis courts, pickleball, billiards room, fitness center, on site restaurant, and more. Ideally located, this community offers a quiet nature filled lifestyle while still being just minutes from shopping, dining, medical services, and schools. Major updates provide peace of mind with a New Roof (2020), New Carpet (2026), New Dishwasher (2026), New Toilets (2026) and New HVAC system (2014), offering added confidence for years to come. If you’re looking for a beautiful home in a quiet, highly desirable neighborhood, this one checks all the boxes, call today!

The essentials

Built
1999
Price / sqft
$161
On market
155 days
Annual tax
$2,545
HOA
$246/yr
Flood zone
X · Low risk
Lot
11,761 sqft
Type
Single Family Residence

At a glance

Single family
Built 1999
Community pool
Fitness center too
2 car garage
Driveway
0.27 acres
Lot size
2,027 sqft
Living area

Payment

Est. monthly payment
$2,101/mo
Down payment (20%)
$65,380
Property taxes
$212/mo
HOA
$246/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1999
Lot
11,761 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener, Off Street
Days on Market
155
Ceiling Fans(s)
Solid Wood Cabinets
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Fitness Center
Golf Carts OK
Pool
Restaurant
Tennis Court(s)
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Dunnellon Elementary School
Middle
Dunnellon Middle School
High
Dunnellon High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,545
Parcel #
3296-100-042

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fairway Estate
County
Marion
MLS Area
34432 - Dunnellon
Lot Size
11,761 sqft
ClearedLandscapedPaved
HOA
$246/yr
Rainbow Springs HOA

Price history

Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #OM724317
$326,900-0.3%
$161/sqft
-
Price change
Source: Stellar MLS #OM724317
$327,900-0.6%
$162/sqft
5/8/2026
Listed for sale
Source: Stellar MLS #OM724317
$330,000
$163/sqft

Neighborhood

8859 SW 196th Avenue Rd
Dunnellon, FL, 34432 · 34432 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $326,900
$322,500 – $326,900
98.9% – 100% of listTops out right at the list price
80% of listList price
162 of the last 323 home closings in 34432 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 155 after a $3,100 cut.

Sample: 323 closed home sales in 34432 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,101/mo
Principal & interest$1,705
Property taxes$212
Insurance$163
HOA$21
Down payment20% · $65,380
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$326,900

$161 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,027 sq ft

Time on market

155 days

Year built

1999

Monthly payment

About $2,101/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,545 annual tax bill, insurance, and the $246/yr HOA fee.

HOA fee

$246/yr

Managed by Rainbow Springs HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS CORNERSTONE REListing agent: Chad MacBlainListing data from Stellar MLS, MLS# OM724317.

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