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Overview

3 bd2 ba1,682 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1998
Lot10,019 sqft
Living area1,682 sqft
Price / sqft$154
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Split BedroomThermostatWalk-in Closet(s)Window TreatmentsRain GuttersDishwasher

86 Bahia Trace Trl is a 1998-built home in Silver Spgs Shores Un 27, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,682 square feet of living space. Listed at $259,000 (about $154/sqft), 140 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

MORE SPACE | MORE POSSIBILITIES | EXCEPTIONAL VALUE | Welcome to this spacious 3-bedroom, 2-bath concrete block and stucco home in desirable Crystal Lakes on Ocala’s growing southeast side. MAJOR UPDATES include | 2021 ROOF | 2020 HVAC | 2025 WATER HEATER | with Wind Mitigation and 4-Point Inspection Reports available. Offering 1,682 SF of living space PLUS AN ADDITIONAL 319 (+/-) SF OF ENCLOSED LANAI SPACE, this home offers a level of space and flexibility that can be hard to find in this price range. Compared to many new construction homes, you’ll enjoy generous room sizes and valuable additional living space—perfect for a growing family, playroom, home office, hobby area, or entertaining. The enclosed lanai is under roof and insulated, with the potential to add a mini-split AC system or additional ductwork for comfortable year-round use. Inside, the functional layout features abundant natural light and generously sized rooms. The spacious primary suite offers direct lanai access and a large ensuite bath with tiled shower and oversized double-sink vanity. The kitchen is designed for everyday living and entertaining with abundant counter space, center island, breakfast nook, large pantry cabinet with pull-out shelves, and two skylights that fill the space with natural light. Located in the PEACEFUL CRYSTAL LAKES AREA, scenic lakes provide a beautiful backdrop for evening walks and enjoying the outdoors. Conveniently located near Publix, Walmart, Tractor Supply, shopping, dining, and everyday essentials. Additionally, you’re just a SHORT DRIVE TO THE SILVER SPRINGS SHORES COMMUNITY CENTER, where residents can join for just $5 and enjoy an impressive array of amenities including a swimming pool, tennis and pickleball courts, shuffleboard, billiards room, a newly opening library, and much more. IF YOU’RE LOOKING FOR MORE ROOM WITHOUT SACRIFICING LOCATION OR VALUE, THIS HOME DELIVERS THE SPACE & FLEXIBILITY TODAY’S BUYERS ARE LOOKING FOR. COME SEE WHY THIS CRYSTAL LAKES HOME DESERVES A SPOT AT THE TOP OF YOUR LIST!

The essentials

Built
1998
Price / sqft
$154
On market
150 days
Annual tax
$1,377
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
2 car garage
10,019 sqft lot
Lot size
1,682 sqft
Living area

Payment

Est. monthly payment
$1,595/mo
Down payment (20%)
$51,800
Property taxes
$115/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
10,019 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Days on Market
150
Cathedral Ceiling(s)
Ceiling Fans(s)
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Rain Gutters
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,377
Parcel #
9027-1881-13

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Spgs Shores Un 27
County
Marion
MLS Area
34472 - Ocala
Lot Size
10,019 sqft
ClearedLevelPaved

Price history

Date
Event
Price
8/8/2026
Price change
Source: Stellar MLS #OM724651
$259,000-5.8%
$154/sqft
-
Price change
Source: Stellar MLS #OM724651
$275,000-6.8%
$163/sqft
5/12/2026
Listed for sale
Source: Stellar MLS #OM724651
$295,000
$175/sqft

Neighborhood

86 Bahia Trace Trl
Ocala, FL, 34472 · 34472 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $259,000
$257,500 – $259,000
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 353 home closings in 34472 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 150 after a $36,000 cut.

Sample: 353 closed home sales in 34472 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,595/mo
Principal & interest$1,351
Property taxes$115
Insurance$130
Down payment20% · $51,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$259,000

$154 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,682 sq ft

Time on market

150 days

Year built

1998

Monthly payment

About $1,595/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,377 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byCOLDWELL BANKER VANGUARD LIFESTYLE REALTYListing agent: Dionne PeaceListing data from Stellar MLS, MLS# OM724651.

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