8900 SW 97th Lane Rd #H, photo 1
Active
1 / 44

Overview

2 bd2 ba1,398 sqft2 car garageVilla
TypeVilla
HOA$493.96/mo
Built1984
Living area1,398 sqft
Price / sqft$122
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingStone CountersThermostatWalk-in Closet(s)ClubhouseDeed RestrictionsDog Park

8900 SW 97th Lane Rd #H is a 1984-built home in On Top Of The World, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,398 square feet of living space. Listed at $170,500 (about $122/sqft), 130 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.96 monthly.

From the listing

1% LENDER CREDIT available toward rate buydown or closing costs. Beautifully updated Montgomery villa with a view in Americana Village! This move-in ready home offers 2 bedrooms, 2 bathrooms, and a 2-car garage. A paver driveway and walkway welcome you to the inviting front porch, perfect for relaxing outdoors. Inside, the open living area features tile flooring, crown molding, updated lighting, and a ceiling fan for added comfort. The spacious primary suite includes tile floors, a walk-in closet with convenient access from both the bedroom and living room, ceiling fan, and blinds. The updated ensuite bath showcases a tiled step-in shower with glass doors and a granite-topped vanity. The second bedroom features laminate flooring, ceiling fan, and ample closet space, while the guest bath offers a tub/shower combination and granite vanity. The remodeled kitchen has been opened up to maximize space and functionality, complete with granite countertops, updated cabinetry, and seamless flow into the dining area. Enjoy year-round relaxation in the enclosed Florida room overlooking the private backyard setting. Additional upgrades include new windows throughout, a new garage door with automatic screen, and added garage cabinetry with washer and dryer. Don't miss the opportunity to make this home yours!

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
1984
Price / sqft
$122
On market
130 days
Annual tax
$1,256
HOA
$493.96/mo
Flood zone
X · Low risk
Type
Villa

At a glance

Villa
Built 1984
Community pool
Fitness center too
2 car garage
Driveway
1,398 sqft
Living area

Payment

Est. monthly payment
$1,573/mo
Down payment (20%)
$34,100
Property taxes
$105/mo
HOA
$493.96/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1984
Lot
-
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Driveway
Days on Market
130
Ceiling Fans(s)
Crown Molding
Stone Counters
Thermostat
Walk-in Closet(s)
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Park
Playground
Pool
Racquetball
Restaurant
Sidewalks
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,256
Parcel #
3530-1911-08

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Marion
MLS Area
34481 - Ocala
Lot Size
-
Cleared
HOA
$493.96/mo
Lori Sands

Price history

Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #OM725915
$170,500-2.8%
$122/sqft
6/3/2026
Listed for sale
Source: Stellar MLS #OM725915
$175,500
$126/sqft

Neighborhood

8900 SW 97th Lane Rd #H
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $170,500
$165,000 – $170,500
96.1% – 100% of listTops out right at the list price
80% of listList price
44 of the last 87 townhouse or villa closings in 34481 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 130 after a $5,000 cut.

Sample: 87 closed townhouse or villa sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,573/mo
Principal & interest$889
Property taxes$105
Insurance$85
HOA$494
Down payment20% · $34,100
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$170,500

$122 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,398 sq ft

Time on market

130 days

Year built

1984

Monthly payment

About $1,573/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,256 annual tax bill, insurance, and the $493.96/mo HOA fee.

HOA fee

$493.96/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byON TOP OF THE WORLD REAL ESTListing agent: Shelby CorreiaListing data from Stellar MLS, MLS# OM725915.

Keep exploring Florida

Pick up where you left off, or see what else is out there.