10202 SW 41st Ter, photo 1
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Overview

4 bd3 ba3,586 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2018
Lot21,780 sqft
Living area3,586 sqft
Price / sqft$181
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsPrimary Bedroom Main FloorSplit BedroomStone CountersWalk-in Closet(s)Rain GuttersDishwasher

10202 SW 41st Ter is a 2018-built home in Ocala Waterway Estate, Ocala. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,586 square feet of living space. Listed at $649,900 (about $181/sqft), 79 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Custom Pool & Spa Home in Ocala Waterway Estates. Nestled on a quiet cul-de-sac in one of Ocala's most desirable communities, this custom-built 2018 residence offers an exceptional blend of space, comfort, and Florida luxury living. Boasting 3,586 square feet of living space and 4,263 square feet under roof, this meticulously maintained home features 4 bedrooms, 3 full bathrooms, a dedicated office, and thoughtfully designed living areas ideal for both everyday living and entertaining. Upon entering, you'll appreciate the home's spacious layout, abundant natural light, and quality craftsmanship throughout. Tile flooring extends through the main living areas, while the bedrooms provide added warmth and comfort with carpeting. The chef's kitchen is designed to impress, featuring beautiful stone countertops, abundant cabinetry, a spacious center island that combines style and functionality, and a convenient breakfast bar perfect for casual dining and entertaining. With generous prep space and a thoughtful layout, this kitchen is equally suited for everyday living and hosting family and friends. The private office provides an ideal space for working from home, managing household affairs, or creating a quiet retreat. The spacious primary suite serves as a relaxing sanctuary, while the additional bedrooms and bathrooms offer comfort and privacy for family and guests alike. An inside laundry room adds everyday convenience and functionality. Step outside and discover your own backyard oasis. The screened lanai showcases a sparkling saltwater pool and relaxing spa, creating the perfect setting for year-round enjoyment. Whether you're entertaining guests, enjoying a peaceful evening soak, or spending weekends poolside, this outdoor living space is designed to embrace the Florida lifestyle. The pool and spa are equipped with a smart automation system, allowing owners to control and monitor key pool functions from their mobile device. The partially fenced backyard provides added privacy while maintaining an open and inviting atmosphere. Outdoor enthusiasts will appreciate the home's prime location just minutes from the Florida Horse Park, Shangri-La Trailhead and Campground, and the Florida Trail 49th Avenue Trailhead, offering convenient access to miles of scenic hiking, horseback riding, and mountain biking trails. Shopping, dining, and everyday conveniences are also within easy reach. Rarely does a home combining this level of space, quality, and location become available in Ocala Waterway Estates. Schedule your private showing today and experience everything this exceptional property has to offer.

The essentials

Built
2018
Price / sqft
$181
On market
107 days
Annual tax
$6,079
Flood zone
X · Low risk
Lot
21,780 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Private pool
In Ground
2 car garage
Garage Faces Side
0.50 acres
Lot size
3,586 sqft
Living area

Payment

Est. monthly payment
$4,221/mo
Down payment (20%)
$129,980
Property taxes
$507/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
21,780 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Garage Faces Side
Pool
In Ground, Salt Water, Screen Enclosure, Self Cleaning
Days on Market
107
Ceiling Fans(s)
High Ceilings
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Walk-in Closet(s)
Rain Gutters
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Range Hood
Refrigerator
Washer
Elementary
Hammett Bowen Jr. Elementary
Middle
Liberty Middle School
High
West Port High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,079
Parcel #
3578-024-005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocala Waterway Estate
County
Marion
MLS Area
34476 - Ocala
Lot Size
21,780 sqft
Cul-De-Sac

Price history

Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #OM727198
$649,900-0.9%
$181/sqft
-
Price change
Source: Stellar MLS #OM727198
$655,990-0.6%
$183/sqft
6/24/2026
Listed for sale
Source: Stellar MLS #OM727198
$660,000
$184/sqft

Neighborhood

10202 SW 41st Ter
Ocala, FL, 34476 · 34476 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $649,900
$645,000 – $649,900
99.3% – 100% of listTops out right at the list price
80% of listList price
234 of the last 467 home closings in 34476 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 107 after a $10,100 cut.

Sample: 467 closed home sales in 34476 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,221/mo
Principal & interest$3,389
Property taxes$507
Insurance$325
Down payment20% · $129,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$649,900

$181 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,586 sq ft

Time on market

107 days

Year built

2018

Monthly payment

About $4,221/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,079 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS CORNERSTONE REListing agent: Cesar Colman, PAListing data from Stellar MLS, MLS# OM727198.

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