8086 SW 81st Loop, photo 1
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Overview

3 bd2 ba1,576 sqft2 car garageSingle Family
TypeSingle Family
HOA$267.94/mo
Built2006
Lot8,276 sqft
Living area1,576 sqft
Price / sqft$155
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomWindow TreatmentsLighting

8086 SW 81st Loop is a 2006-built home in Indigo East Un A-a Ph 01, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,576 square feet of living space. Listed at $244,000 (about $155/sqft), 80 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $267.94 monthly.

From the listing

This beautifully maintained, move-in ready home offers the perfect blend of comfort, style, and low-maintenance living in the highly sought-after Indigo East 55+ community of On Top of the World. Featuring 3 bedrooms and 2 bathrooms, this residence has been thoughtfully updated with a brand-new air conditioning system installed in June 2026 and a roof replaced in 2021, providing peace of mind for years to come. Step inside to find elegant hardwood flooring throughout the main living areas, complemented by neutral tile in the kitchen and bathrooms and soft carpeting in the bedrooms. The open-concept kitchen flows seamlessly into the spacious great room and dining area, creating a bright, airy space ideal for both everyday living and entertaining. Enjoy Florida living at its finest from the screened lanai, perfect for relaxing with a morning coffee or unwinding in the evening. The backyard is beautifully landscaped with lush grass and mature hedges, offering both privacy and a serene outdoor setting. The front yard features attractive rock landscaping, enhancing curb appeal while minimizing maintenance and watering costs. All appliances are included. Residents of Indigo East enjoy an exceptional array of amenities through the HOA, including trash and yard waste service, basic cable, clubhouse access, two pools, a fitness center, and a wide variety of social activities designed for an active lifestyle. Best of all, there is no CDD fee. This home is an outstanding opportunity to enjoy resort-style living in one of Ocala’s most desirable active adult communities.

The essentials

Built
2006
Price / sqft
$155
On market
105 days
Annual tax
$2,459
HOA
$267.94/mo
Flood zone
X · Low risk
Lot
8,276 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
2 car garage
8,276 sqft lot
Lot size
1,576 sqft
Living area

Payment

Est. monthly payment
$1,868/mo
Down payment (20%)
$48,800
Property taxes
$205/mo
HOA
$267.94/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
8,276 sqft
Cooling
Central Air
Heating
Natural Gas
Parking
-
Days on Market
105
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Window Treatments
Lighting
Private Mailbox
Private Yard
Rain Gutters
Buyer Approval Required
Dog Park
Fitness Center
Street Lights
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone x
Annual Tax (2025)
$2,459
Parcel #
3566-1108-26

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indigo East Un A-a Ph 01
County
Marion
MLS Area
34476 - Ocala
Lot Size
8,276 sqft
HOA
$267.94/mo
Lori Sands

Price history

Date
Event
Price
9/21/2026
Price change
Source: Stellar MLS #OM727538
$244,000-2.4%
$155/sqft
-
Price change
Source: Stellar MLS #OM727538
$249,900-3.8%
$159/sqft
6/26/2026
Listed for sale
Source: Stellar MLS #OM727538
$259,900
$165/sqft

Neighborhood

8086 SW 81st Loop
Ocala, FL, 34476 · 34476 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $244,000
$242,500 – $244,000
99.3% – 100% of listTops out right at the list price
80% of listList price
234 of the last 467 home closings in 34476 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 105 after a $15,900 cut.

Sample: 467 closed home sales in 34476 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,867/mo
Principal & interest$1,273
Property taxes$205
Insurance$122
HOA$268
Down payment20% · $48,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$244,000

$155 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,576 sq ft

Time on market

105 days

Year built

2006

Monthly payment

About $1,868/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,459 annual tax bill, insurance, and the $267.94/mo HOA fee.

HOA fee

$267.94/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMP REALTYListing agent: Maureen McCabeListing data from Stellar MLS, MLS# OM727538.

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