Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- ON TOP OF THE WORLD
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$493/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
10340 SW 105th Ter is a 2026-built home in On Top Of The World, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,967 square feet of living space. Listed at $408,055 (about $207/sqft), 90 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493 monthly.
Welcome to the Sunflower, a thoughtfully designed new construction home in the highly desirable On Top of the World community. Offering 1,967 square feet of comfortable living space, this beautifully crafted residence features 3 bedrooms, 2 bathrooms, and a spacious 2-car garage. The open-concept floor plan is centered around a bright and inviting Great Room, creating the perfect space for entertaining or enjoying everyday life. The adjoining breakfast nook offers a cozy setting for casual dining while seamlessly connecting to the heart of the home. A dedicated laundry suite adds convenience and functionality to your daily routine. Built with quality craftsmanship and modern finishes, the Sunflower combines style, comfort, and low-maintenance living. Enjoy all the exceptional amenities that On Top of the World has to offer, including golf, fitness centers, swimming pools, clubs, dining, and countless recreational activities in one of Central Florida's premier active adult communities.
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The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 509 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$408,055
$207 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,967 sq ft
Time on market
90 days
Year built
2026
Monthly payment
About $2,857/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $381 annual tax bill, insurance, and the $493/mo HOA fee.
HOA fee
$493/mo
Managed by Lori Sands.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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