26245 Northern Cross Rd, photo 1
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Overview

6 bd4 ba2,498 sqft1 car garageDuplex
TypeDuplex
HOANone listed
Built2020
Lot20,000 sqft
Living area2,498 sqft
Price / sqft$176
Garage1 car

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About this home

Living Room/Dining Room ComboSolid Surface CountersPrivate EntranceSliding Doors

26245 Northern Cross Rd is a 2020-built home in Punta Gorda Isles Sec 23, Punta Gorda. Inside you'll find 6 bedrooms, 4 bathrooms, and 2,498 square feet of living space. Listed at $438,900 (about $176/sqft), 27 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Located Near Northern Cross Rd In Punta Gorda, This Property Offers A Peaceful Residential Setting With Quick Access To Shopping, Dining, And Major RoadwaysMaking Daily Errands Simple And Stress-Free. Just A Short Drive Away, Enjoy Waterfront Destinations Like Fishermen's Village Featuring Restaurants, Boutiques, And Live Entertainment Along The Harbor. Outdoor Enthusiasts Will Love Nearby Ponce De Leon Park And Peace River Wildlife Center, Offering Scenic Walking Paths, Fishing Areas, And Coastal Nature Views. While Punta Gorda Is Known More For Its Harbor Than Traditional Beaches, You're within driving distance of beautiful gulf coast beaches. Popular Spots Like Englewood Beach.

The essentials

Built
2020
Price / sqft
$176
On market
82 days
Annual tax
$8,306
Flood zone
X · Low risk
Lot
20,000 sqft
Type
Duplex

At a glance

Multi-family
Built 2020
1 car garage
0.46 acres
Lot size
2,498 sqft
Living area

Payment

Est. monthly payment
$3,201/mo
Down payment (20%)
$87,780
Property taxes
$692/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Duplex
Year Built
2020
Lot
20,000 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
82
Living Room/Dining Room Combo
Solid Surface Counters
Private Entrance
Sliding Doors
Flood Zone X
Annual Tax (2025)
$8,306
Parcel #
402309181004

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 23
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
20,000 sqft

Price history

Date
Event
Price
7/19/2026
Listed for sale
Source: Stellar MLS #OM728828
$438,900
$176/sqft

Neighborhood

26245 Northern Cross Rd
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $438,900
$427,500 – $438,900
97.2% – 100% of listTops out right at the list price
80% of listList price
90 of the last 179 home closings in 33983 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 82.

Sample: 179 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,201/mo
Principal & interest$2,289
Property taxes$692
Insurance$219
Down payment20% · $87,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$438,900

$176 per sq ft

Beds and baths

6 beds, 4 baths

Size

2,498 sq ft

Time on market

82 days

Year built

2020

Monthly payment

About $3,201/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,306 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySUNCOAST PROPERTY MANAGEMENT LListing agent: Kelly TreadawayListing data from Stellar MLS, MLS# OM728828.

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