14366 SW 115th Cir, photo 1
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Overview

2 bd2 ba1,496 sqft2 car garageSingle Family
TypeSingle Family
HOA$209/mo
Built2001
Lot10,019 sqft
Living area1,496 sqft
Price / sqft$167
Garage2 car

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About this home

Ceiling Fans(s)Stone CountersWalk-in Closet(s)Rain GuttersRv HookupClubhouseDeed RestrictionsFitness Center

14366 SW 115th Cir is a 2001-built home in Spruce Creek Preserve, Dunnellon. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,496 square feet of living space. Listed at $249,900 (about $167/sqft), 50 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $209 monthly.

From the listing

Welcome to this spacious and well-maintained home with a privacy yard looking over the preserve, 2-bedroom, 2-bath home offering 1,496 square feet of living space in the desirable 55+ community of Spruce Creek Preserve. Inside the home features a bright and comfortable layout with a large living room, newer windows with plantation shutters blinds, dedicated dining area, and plenty of natural light throughout. Home offers major upgrades: BRAND NEW 2.5 TON GOODMAN HVAC AND NEW WATER HEATER, Newer roof (2024). The kitchen offers new granite countertops, new kitchen sink, abundant cabinetry and counter space, tile flooring, full appliance package including the refrigerator, range, microwave, and dishwasher. The spacious primary suite features a walk-in closet and private bathroom with a new Shower glass door, while the second bedroom provides excellent space for guests, and full bathroom that includes a whirlpool bathtub plus a versatile flex/den room that can be used for home office . Laminate flooring flows through the main living areas, with tile and carpet throughout the remainder of the home. Step outside to the screened rear porch, with a brand new entry/exit door to the backyard providing a peaceful space to relax or entertain while enjoying the mature landscaping and tree-lined backyard. Additional features include a full 2-car garage with screens, entry/exit door inside the garage, central A/C, rain gutters, water softener, irrigation system, 30 AMP plug, fully fenced, and a concrete landscape curbing on the whole perimeter of the home, two 50 AMP breakers totaling 100 AMPS for a hot tub on the back patio with switch box, house is wired for security alarm for doors and garage. Spruce Creek Preserve offers a clubhouse, community pool, fitness center, golf, and golf-cart-friendly streets, Tennis Courts, Pickleball and more creating an active and welcoming Florida lifestyle.

The essentials

Built
2001
Price / sqft
$167
On market
50 days
Annual tax
$1,530
HOA
$209/mo
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Community pool
Fitness center too
2 car garage
10,019 sqft lot
Lot size
1,496 sqft
Living area

Payment

Est. monthly payment
$1,764/mo
Down payment (20%)
$49,980
Property taxes
$127/mo
HOA
$209/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
10,019 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
50
Ceiling Fans(s)
Stone Counters
Walk-in Closet(s)
Rain Gutters
Rv Hookup
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Tennis Court(s)
Dishwasher
Microwave
Range
Refrigerator
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,530
Parcel #
4076-547-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Preserve
County
Marion
MLS Area
34432 - Dunnellon
Lot Size
10,019 sqft
ClearedLandscapedLevelPrivatePaved
HOA
$209/mo
Spruce Creek Preserve homeowners Assn, INC

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #OM730930
$249,900+2.0%
$167/sqft
8/24/2026
Listed for sale
Source: Stellar MLS #OM730930
$244,900
$164/sqft

Neighborhood

14366 SW 115th Cir
Dunnellon, FL, 34432 · 34432 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $249,900
$247,500 – $249,900
98.9% – 100% of listTops out right at the list price
80% of listList price
163 of the last 325 home closings in 34432 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 50.

Sample: 325 closed home sales in 34432 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,765/mo
Principal & interest$1,303
Property taxes$127
Insurance$125
HOA$209
Down payment20% · $49,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,900

$167 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,496 sq ft

Time on market

50 days

Year built

2001

Monthly payment

About $1,764/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,530 annual tax bill, insurance, and the $209/mo HOA fee.

HOA fee

$209/mo

Managed by Spruce Creek Preserve homeowners Assn, INC.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byLPT REALTY, LLCListing agent: Oscar MirandaListing data from Stellar MLS, MLS# OM730930.

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