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About this home
21994 NE 106th Ave is a 1963-built home in Pegram Lake, Fort MC Coy. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,240 square feet of living space. Listed at $279,000 (about $225/sqft), 46 days on market. Flood zone X & A - outside the FEMA high-risk areas, which keeps insurance manageable.
This lakefront retreat is being sold completely furnished, it includes; furniture, decorations, kitchen items, beds, linens, and more, making it easy to settle in and enjoy your time at the lake. The charming 2 bedroom, 2 bath waterfront home on Pegram Lake offers a peaceful setting and everything you need to start enjoying lake life right away. Enter through the front screened porch into this attractively decorated home featuring tile flooring throughout. The living room overlooks the lake, allowing you to enjoy the waterfront setting from the comfort of your home. The primary suite features a lake view, walk-in closet, step-in shower, and a private entrance from the rear wood deck. The rear screened porch overlooking the lake is the perfect spot to relax and enjoy beautiful sunsets. Outside, a patio area with a picnic table provides a great space for grilling and outdoor gatherings. The dock is equipped with water and electricity for added convenience. Additional features include a new roof in 2023 and updated windows. Two outbuildings with electricity provide plenty of storage, and the sale includes a lawnmower, generator, yard tools, and more for your convenience. The property is mostly fenced, with open areas near the lake. Optional HOA dues of just $50 per year provide access to the community boat ramp on the adjoining lot. Whether you're looking for a weekend getaway, seasonal retreat, or a full-time waterfront home, this property is a great choice. Conveniently located between Ocala, Gainesville, and Palatka.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$279,000
$225 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,240 sq ft
Time on market
46 days
Year built
1963
Monthly payment
About $1,768/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,088 annual tax bill, insurance.
Flood zone
Zone X & A
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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