21994 NE 106th Ave, photo 1
Active
1 / 26

Overview

2 bd2 ba1,240 sqftSingle Family
TypeSingle Family
HOANone listed
Built1963
Lot27,878 sqft
Living area1,240 sqft
Price / sqft$225

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Walk-in Closet(s)StorageDishwasherRangeRefrigerator

21994 NE 106th Ave is a 1963-built home in Pegram Lake, Fort MC Coy. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,240 square feet of living space. Listed at $279,000 (about $225/sqft), 46 days on market. Flood zone X & A - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This lakefront retreat is being sold completely furnished, it includes; furniture, decorations, kitchen items, beds, linens, and more, making it easy to settle in and enjoy your time at the lake. The charming 2 bedroom, 2 bath waterfront home on Pegram Lake offers a peaceful setting and everything you need to start enjoying lake life right away. Enter through the front screened porch into this attractively decorated home featuring tile flooring throughout. The living room overlooks the lake, allowing you to enjoy the waterfront setting from the comfort of your home. The primary suite features a lake view, walk-in closet, step-in shower, and a private entrance from the rear wood deck. The rear screened porch overlooking the lake is the perfect spot to relax and enjoy beautiful sunsets. Outside, a patio area with a picnic table provides a great space for grilling and outdoor gatherings. The dock is equipped with water and electricity for added convenience. Additional features include a new roof in 2023 and updated windows. Two outbuildings with electricity provide plenty of storage, and the sale includes a lawnmower, generator, yard tools, and more for your convenience. The property is mostly fenced, with open areas near the lake. Optional HOA dues of just $50 per year provide access to the community boat ramp on the adjoining lot. Whether you're looking for a weekend getaway, seasonal retreat, or a full-time waterfront home, this property is a great choice. Conveniently located between Ocala, Gainesville, and Palatka.

The essentials

Built
1963
Price / sqft
$225
On market
46 days
Annual tax
$2,088
Flood zone
X & A · Low risk
Lot
27,878 sqft
Type
Single Family Residence

At a glance

Single family
Built 1963
Waterfront
Lake Front
0.64 acres
Lot size
1,240 sqft
Living area

Payment

Est. monthly payment
$1,768/mo
Down payment (20%)
$55,800
Property taxes
$174/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1963
Lot
27,878 sqft
Cooling
Central Air, Wall/Window Unit(s)
Heating
Central, Electric
Parking
-
Waterfront
Lake Front
Days on Market
46
Ceiling Fans(s)
Walk-in Closet(s)
Storage
Dishwasher
Range
Refrigerator
Elementary
Fort McCoy School (K-8)
Middle
Ft McCoy Middle
High
North Marion High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X & A
Annual Tax (2025)
$2,088
Parcel #
04491-000-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pegram Lake
County
Marion
MLS Area
32134 - Fort Mc Coy/Salt Springs
Lot Size
27,878 sqft

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #OM731001
$279,000-3.5%
$225/sqft
-
Price change
Source: Stellar MLS #OM731001
$289,000-2.0%
$233/sqft
8/25/2026
Listed for sale
Source: Stellar MLS #OM731001
$295,000
$238/sqft

Neighborhood

21994 NE 106th Ave
Fort MC Coy, FL, 32134 · 32134 - Fort Mc Coy/Salt Springs

Market insights

Offer Insights

Choose an offer strength

List price: $279,000
$262,500 – $279,000
94.1% – 100% of listTops out right at the list price
80% of listList price
44 of the last 86 home closings in 32134 landed at this number or higher (51%). The median one sat 45 days before it went under contract, and this one is on day 46 after a $16,000 cut.

Sample: 86 closed home sales in 32134 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,769/mo
Principal & interest$1,455
Property taxes$174
Insurance$140
Down payment20% · $55,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$279,000

$225 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,240 sq ft

Time on market

46 days

Year built

1963

Monthly payment

About $1,768/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,088 annual tax bill, insurance.

Flood zone

Zone X & A

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX FOXFIRE - HWY 40Listing agent: Kathy CarpenterListing data from Stellar MLS, MLS# OM731001.

Keep exploring Florida

Pick up where you left off, or see what else is out there.