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Overview

3 bd3 ba2,514 sqft3 car garageSingle Family
TypeSingle Family
HOA$320.31/mo
Built2024
Lot7,841 sqft
Living area2,514 sqft
Price / sqft$254
Garage3 car

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About this home

Ceiling Fans(s)High CeilingsOpen FloorplanWalk-in Closet(s)Rain GuttersClubhouseDeed RestrictionsDog Park

5235 SW 88th Cir is a 2024-built home in Stone Creek - Saratoga, Ocala. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,514 square feet of living space. Listed at $639,000 (about $254/sqft), 34 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $320.31 monthly.

From the listing

AN UNMATCHED SETTING IN STONE CREEK! Set on a premium lot, this exceptional Stellar offers expansive green-space views and remarkable privacy overlooking Live Oak Stud farm. The open landscape creates a beautiful backdrop from the dining room, gathering room, primary bedroom, screened lanai, and backyard patio, providing a setting that distinguishes this home from both resale and new-construction alternatives. Built in 2024, this beautifully upgraded Stellar offers 2,514 square feet of living space, 3 bedrooms, 3 full bathrooms, and a 3-car garage, combining one of Stone Creek’s most desirable floor plans with a truly distinctive setting. The light-filled, open-concept design features 10’4” ceilings, 8’ doors, luxury vinyl plank flooring, and multiple ceiling fans. The spacious kitchen is designed for everyday living and entertaining with generous 42-inch cabinetry, pull-out drawers in the lower cabinetry, beautiful quartz countertops, an upgraded KitchenAid built-in oven, microwave and cooktop, a large center island providing additional prep and dining space, and a walk-in pantry. The kitchen flows seamlessly into the dining and gathering areas, creating an inviting central living space. The thoughtfully designed split-bedroom floor plan features three bedrooms, three full baths, and a separate den/flex room. The spacious primary suite is privately positioned at the rear of the home and features a substantial walk-in closet and private bath, while the additional bedrooms are positioned in opposing wings, maximizing quiet and privacy for all occupants. Outdoor living is a highlight, with a screened lanai opening to a generously proportioned hardscape patio overlooking the beautiful grounds of Live Oak Stud farm. Whether enjoying morning coffee, relaxing at the end of the day, or taking in the gorgeous sunsets in the western sky, the scenery creates the ultimate backyard experience. Additional features include upgraded professional landscaping with hardscape planters and concrete borders, a widened paver walkway and driveway, a custom-built drop zone, whole-house water softener and filtration system, laundry cabinetry and countertop with utility sink, and additional whole-house and attic insulation. The extra-deep 3-car garage features a 4-foot extension, painted and sealed garage floor, automatic garage screen, utility sink, ceiling-mounted organizer shelf, and pull-down attic access with approximately 8’ x 8’ of additional storage space. The versatile garage comfortably accommodates two cars, a golf cart, and dedicated space for outdoor gear and toys. Residents of Stone Creek enjoy an exceptional array of resort-style amenities designed to make everyday living feel like a getaway. Relax by the resort-style pool, take a few laps in the indoor heated pool, or unwind in one of the soothing hot tubs. Additional lifestyle amenities include a sauna, steam room, and state-of-the-art fitness center. Active residents can enjoy 16 pickleball courts, tennis courts, bocce, a softball field and club, plus an abundance of social clubs, activities, and outstanding entertainment opportunities, making it easy to stay active, meet new friends, and enjoy the vibrant Stone Creek lifestyle. Conveniently located near the World Equestrian Center and Sholom Park, with easy access to Orlando International Airport, Stone Creek offers an exceptional combination of recreation, relaxation, and convenience.

The essentials

Built
2024
Price / sqft
$254
On market
38 days
Annual tax
$3,961
HOA
$320.31/mo
Flood zone
X · Low risk
Lot
7,841 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Community pool
Fitness center too
3 car garage
Driveway
7,841 sqft lot
Lot size
2,514 sqft
Living area

Payment

Est. monthly payment
$4,303/mo
Down payment (20%)
$127,800
Property taxes
$330/mo
HOA
$320.31/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
7,841 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
38
Ceiling Fans(s)
High Ceilings
Open Floorplan
Walk-in Closet(s)
Rain Gutters
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Park
Pool
Racquetball
Restaurant
Tennis Court(s)
Dishwasher
Microwave
Range
Range Hood
Refrigerator
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,961
Parcel #
3489-283-094

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Stone Creek - Saratoga
County
Marion
MLS Area
34481 - Ocala
Lot Size
7,841 sqft
Cleared
HOA
$320.31/mo
First Service Residential - Rachel Mayer

Price history

Date
Event
Price
9/1/2026
Listed for sale
Source: Stellar MLS #OM731424
$639,000
$254/sqft

Neighborhood

5235 SW 88th Cir
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $639,000
$625,000 – $639,000
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 510 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 38.

Sample: 510 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,303/mo
Principal & interest$3,333
Property taxes$330
Insurance$320
HOA$320
Down payment20% · $127,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$639,000

$254 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,514 sq ft

Time on market

38 days

Year built

2024

Monthly payment

About $4,303/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,961 annual tax bill, insurance, and the $320.31/mo HOA fee.

HOA fee

$320.31/mo

Managed by First Service Residential - Rachel Mayer.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX ALLSTARS REALTYListing agent: Marcia KasperListing data from Stellar MLS, MLS# OM731424.

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