6048 SW 86th Terrace Rd, photo 1
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Overview

3 bd3 ba2,523 sqft3 car garageSingle Family
TypeSingle Family
HOA$320.31/mo
Built2023
Lot11,761 sqft
Living area2,523 sqft
Price / sqft$267
Garage3 car

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About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone CountersWalk-in Closet(s)Window Treatments

6048 SW 86th Terrace Rd is a 2023-built home in Stone Creek Lexington, Ocala. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,523 square feet of living space. Listed at $674,476 (about $267/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $320.31 monthly.

From the listing

STELLAR MODEL | PRIVATE HEATED SALTWATER POOL | 3 BEDROOMS | 3 BATHROOMS | DEN | EXTENDED GARAGE | EXTENSIVE UPGRADES. Welcome to this beautifully upgraded Stellar model on a premium large lot with a heated saltwater pool in the highly sought-after Del Webb Stone Creek, where exceptional indoor living meets an incredible outdoor lifestyle. From the moment you arrive, the home's curb appeal stands out with a beautiful stone front, professional landscaping and hardscaping, and an impressive 8-foot front door. Inside, the thoughtfully designed floor plan offers spacious living areas, a versatile den with French doors, and beautifully appointed finishes throughout. The great room is enhanced by a convenient floor outlet, additional recessed lighting, ceiling fans throughout, and built-in surround sound speakers. Elegant pendant lighting and upgraded dining area fixtures add a polished touch to the main living spaces. The gourmet kitchen is truly the heart of the home, featuring two built-in ovens, 42-inch cabinetry, double pull-out trays, upgraded quartz countertops, upgraded faucets, a decorative tile backsplash, stainless steel appliances, and a large granite sink. A large walk-in pantry provides abundant storage and keeps the kitchen organized. Whether you're preparing a casual breakfast or entertaining guests, this kitchen offers both style and functionality. The primary suite provides a relaxing retreat with a beautifully upgraded walk-in shower featuring upgraded tile. The guest ensuite is equally impressive with its own walk-in tiled shower, providing comfort and privacy for family and visitors. The laundry room offers exceptional functionality with cabinetry and a utility sink, while the home also features a whole-house water filtration and water softening system. The outdoor living space is where this home truly shines. Step outside to your private resort-style oasis featuring a heated saltwater, self-cleaning Pebble Tec pool measuring approximately 39' x 19', complete with beautiful waterfalls and a multi-color lighting system. The pool and lanai are surrounded by a spacious screened enclosure, with a tiled pool deck and tiled lanai creating an ideal setting for relaxing, entertaining, or enjoying Florida's beautiful weather year-round. Ceiling-mounted surround sound speakers on the lanai make it easy to continue your entertainment outdoors. The professionally designed landscaping and hardscaping beautifully complement the outdoor space, creating a private and inviting backyard retreat. The 4-foot extended garage provides additional space for vehicles, golf carts, and storage, while the insulated garage door adds comfort and efficiency. Built-in overhead garage storage offers even more room to keep belongings neatly organized and off the floor. An epoxy-coated garage floor adds a finished, durable touch. Additional features include additional recessed lighting, ceiling fans throughout, and numerous thoughtful upgrades that make this home truly move-in ready. This exceptional Stellar offers the perfect combination of elegant finishes, functional upgrades, and resort-style outdoor living in one of Ocala's most desirable 55+ communities. With the incredible private pool, gourmet kitchen with two built-in ovens, large walk-in pantry, spacious living areas, indoor and outdoor surround sound, extended garage with built-in storage, and extensive upgrades already completed, this is Florida living at its finest—and don't wait for a builder

The essentials

Built
2023
Price / sqft
$267
On market
27 days
Annual tax
$8,160
HOA
$320.31/mo
Flood zone
X · Low risk
Lot
11,761 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Private pool
Heated
3 car garage
Driveway
0.27 acres
Lot size
2,523 sqft
Living area

Payment

Est. monthly payment
$4,856/mo
Down payment (20%)
$134,895
Property taxes
$680/mo
HOA
$320.31/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
11,761 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener, Oversized
Pool
Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure, Self Cleaning, Tile
Days on Market
27
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Association Recreation - Owned
Clubhouse
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Sidewalks
Tennis Court(s)
Street Lights
Built-in Oven
Dishwasher
Dryer
Microwave
Range
Refrigerator
Water Filtration System
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$8,160
Parcel #
3489-191-112

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Stone Creek Lexington
County
Marion
MLS Area
34481 - Ocala
Lot Size
11,761 sqft
Corner LotIrregular LotLandscapedOversized LotPavedPrivate
HOA
$320.31/mo
First Service Residential

Price history

Date
Event
Price
9/12/2026
Listed for sale
Source: Stellar MLS #OM731560
$674,476
$267/sqft

Neighborhood

6048 SW 86th Terrace Rd
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $674,476
$660,000 – $674,476
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 510 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 27.

Sample: 510 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,855/mo
Principal & interest$3,518
Property taxes$680
Insurance$337
HOA$320
Down payment20% · $134,895
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$674,476

$267 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,523 sq ft

Time on market

27 days

Year built

2023

Monthly payment

About $4,856/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,160 annual tax bill, insurance, and the $320.31/mo HOA fee.

HOA fee

$320.31/mo

Managed by First Service Residential.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNEXT GENERATION REALTY OF MARION COUNTYListing agent: Deborah SumeyListing data from Stellar MLS, MLS# OM731560.

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