1815 SE 89th Ln, photo 1
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Overview

3 bd2 ba2,675 sqft2 car garageSingle Family
TypeSingle Family
HOA$168/yr
Built1997
Lot44,867 sqft
Living area2,675 sqft
Price / sqft$220
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Accessibility FeaturesCathedral Ceiling(s)Ceiling Fans(s)Primary Bedroom Main FloorWindow TreatmentsAwning(s)Deed RestrictionsDishwasher

1815 SE 89th Ln is a 1997-built home in Carriage Trail Un 02, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,675 square feet of living space. Listed at $589,000 (about $220/sqft), 11 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $168 annually.

From the listing

SPACE, PRIVACY & POTENTIAL! This custom-built 3-bedroom, 2-bath home offers 2,675 square feet of living space on a beautiful 1.03-acre homesite in the quiet, wooded, deed-restricted community of Carriage Trail. Designed with space and functionality in mind, this split-bedroom home is a solid framework ready for someone to bring their own style and vision to life. The spacious kitchen features a center island and opens to the dining area through a convenient bar-top, creating a welcoming layout for everyday living and entertaining. The impressive living room showcases cathedral ceilings and a gas fireplace, with doors leading to an enclosed patio overlooking the peaceful backyard. An interior laundry room just off the kitchen offers additional cabinetry for added storage. A dedicated office with its own separate entrance provides flexibility for working from home, a private workspace, craft room, library, or home gym. The spacious primary suite offers two large walk-in closets, dual vanities, a walk-in shower with toe-spout, large soaking tub, and private water closet. Two additional generously sized bedrooms complete the split-bedroom layout. And the garage space is hard to beat! The home includes an attached 604 sq ft two-car garage PLUS a 572 sq ft detached two-car garage/workshop, giving you plenty of room for vehicles, equipment, hobbies, storage, or projects. A 20-kilowatt whole-home propane generator with automatic on/off operation adds an extra layer of convenience and peace of mind. Carriage Trail offers a peaceful country setting while being directly connected to biking and walking trails leading into the Florida Greenway. With nominal annual HOA fees, this is an opportunity to enjoy acreage, privacy, and an active outdoor lifestyle without sacrificing convenience. Bring your vision and make this home your own. Whether your style is clean and modern, warm and traditional, or classic country chic, this property offers the space, structure, and setting to create something truly special.

The essentials

Built
1997
Price / sqft
$220
On market
14 days
Annual tax
$3,785
HOA
$168/yr
Flood zone
X · Low risk
Lot
44,867 sqft
Type
Single Family Residence

At a glance

Single family
Built 1997
2 car garage
Driveway
1.03 acres
Lot size
2,675 sqft
Living area

Payment

Est. monthly payment
$3,696/mo
Down payment (20%)
$117,800
Property taxes
$315/mo
HOA
$168/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1997
Lot
44,867 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener, Garage Faces Side, Workshop in Garage
Days on Market
14
Accessibility Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Primary Bedroom Main Floor
Window Treatments
Awning(s)
Deed Restrictions
Dishwasher
Kitchen Reverse Osmosis System
Microwave
Range
Refrigerator
Water Filtration System
Water Softener
Elementary
Shady Hill Elementary School
Middle
Belleview Middle School
High
Belleview High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,785
Parcel #
36669-002-09

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Carriage Trail Un 02
County
Marion
MLS Area
34480 - Ocala
Lot Size
44,867 sqft
In CountyLandscapedLevelPaved
HOA
$168/yr
Victor Rotz

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #OM732846
$589,000
$220/sqft

Neighborhood

1815 SE 89th Ln
Ocala, FL, 34480 · 34480 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $589,000
$585,000 – $589,000
99.2% – 100% of listTops out right at the list price
80% of listList price
93 of the last 185 home closings in 34480 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 14.

Sample: 185 closed home sales in 34480 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,696/mo
Principal & interest$3,072
Property taxes$315
Insurance$295
HOA$14
Down payment20% · $117,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$589,000

$220 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,675 sq ft

Time on market

14 days

Year built

1997

Monthly payment

About $3,696/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,785 annual tax bill, insurance, and the $168/yr HOA fee.

HOA fee

$168/yr

Managed by Victor Rotz.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS CORNERSTONE REListing agent: Aimee DeenListing data from Stellar MLS, MLS# OM732846.

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