Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- ON TOP OF THE WORLD
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$494/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
10399 SW 105th Ter is a 2026-built home in On Top Of The World, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,967 square feet of living space. Listed at $360,000 (about $183/sqft), 37 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.63 monthly.
Discover the charm of this beautifully maintained Sunflower model in the sought-after On Top of the World community. This inviting home offers stylish tile/wood-look flooring throughout and a thoughtfully designed kitchen featuring elegant stone countertops and a classic subway tile backsplash. The spacious primary suite provides a comfortable retreat with a convenient walk-in shower in the primary bath. Step outside to the enclosed, screened-in back patio—a wonderful space to enjoy your morning coffee, unwind, or entertain guests in the comfort of your own home. A dedicated laundry room with washer and dryer connections adds everyday convenience. With its appealing finishes, comfortable layout, and inviting outdoor living space, this Sunflower model is ready to welcome you home!
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The essentials
At a glance
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 511 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$360,000
$183 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,967 sq ft
Time on market
37 days
Year built
2026
Monthly payment
About $2,585/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $398 annual tax bill, insurance, and the $493.63/mo HOA fee.
HOA fee
$493.63/mo
Managed by Lori Sands.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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