4529 Mercado Dr, photo 1
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Overview

2 bd2 ba980 sqftTownhouse
TypeTownhouse
HOA$600/mo
Built1981
Lot1,697 sqft
Living area980 sqft
Price / sqft$149

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenL DiningLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

4529 Mercado Dr is a 1981-built home in The Campbell Twnhms, Sebring. Inside you'll find 2 bedrooms, 2 bathrooms, and 980 square feet of living space. Listed at $145,900 (about $149/sqft), 258 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $600 monthly.

From the listing

ALL AGES WELCOME! GROUND FLOOR UNIT – NO STAIRS! Welcome to this beautifully updated 2 BR, 2 BA townhome offering effortless, single-level living and what is truly one of the BEST backyards in the community. Located in Sebring, Florida, this 2 bedroom / 2 bathroom home features 980 sq ft of base living area, complemented by a finished open porch, an expansive finished screened lanai overlooking the pool view, and finished utility/storage space—perfect for both everyday living and entertaining. Step outside to enjoy real grass, a private gated and fully fenced backyard, and a peaceful lanai setting that feels more like a private home than a typical townhome. Inside, the home offers a bright, open living space with comfortable flow; tastefully renovated with NEW flooring, updated functional kitchen with NEW refrigerator. Major mechanical updates include an installed 2.5-ton A/C system installed 2020 for reliable comfort. This solid concrete block unit is on the ground-floor and has no stairs, making it ideal for all ages and lifestyles. Parking is easy with two assigned parking spaces per unit conveniently located near the front door. This intimate HOA consists of just six townhomes, offering a quiet, low-density setting while still providing excellent value. Monthly dues of $600 (updated and inclusive of prior special assessment adjustments) cover lawn care, pool care, exterior insurance and maintenance, and termite treatment—owners only pay their individual utilities. No minimum lease requirement makes this an excellent option for savvy investors, snowbirds, or even short term leasing. Pets are welcome (one pet per unit, no weight limit) based on temperament and community harmony. Situated in the highly sought-after Sun 'N Lakes community in Sebring, you’ll enjoy convenient access to shopping, dining, parks, golf courses, and major roadways; the CDD offers convenient access to two stunning 18-hole golf courses and a beautiful clubhouse. The active community also features pickleball and tennis courts, along with a dog-friendly park, blending relaxed Florida living with everyday convenience. Don’t miss this opportunity...ground-floor townhomes with this backyard, location, and leasing flexibility are incredibly rare! DO NOT WAIT, IT WILL NOT LAST LONG!

The essentials

Built
1981
Price / sqft
$149
On market
258 days
Annual tax
$1,394
HOA
$600/mo
Flood zone
X · Low risk
Lot
1,697 sqft
Type
Townhouse

At a glance

Townhouse
Built 1981
Assigned parking
1,697 sqft lot
Lot size
980 sqft
Living area

Payment

Est. monthly payment
$1,550/mo
Down payment (20%)
$29,180
Property taxes
$116/mo
HOA
$600/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1981
Lot
1,697 sqft
Cooling
Central Air, Other
Heating
Central, Electric
Parking
Assigned, Curb Parking, Driveway, Ground Level, Guest, Off Street, On Street, Open, Other, Reserved
Days on Market
258
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
L Dining
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Courtyard
Garden
Lighting
Private Entrance
Private Mailbox
Sidewalk
Sliding Doors
Deed Restrictions
Street Lights
Dishwasher
Range
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$1,394
Parcel #
C-04-34-28-130-255B-1050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Campbell Twnhms
County
Highlands
MLS Area
33872 - Sebring
Lot Size
1,697 sqft
ClearedCity LimitsLandscapedLevelNear Public TransitSidewalkPaved
HOA
$600/mo
Denise Wagner

Price history

Date
Event
Price
5/7/2026
Price change
Source: Stellar MLS #P4937661
$145,900-2.7%
$149/sqft
-
Price change
Source: Stellar MLS #P4937661
$149,900-6.3%
$153/sqft
1/28/2026
Listed for sale
Source: Stellar MLS #P4937661
$159,900
$163/sqft

Neighborhood

4529 Mercado Dr
Sebring, FL, 33872 · 33872 - Sebring

Calculator

Est. monthly payment
$1,550/mo
Principal & interest$761
Property taxes$116
Insurance$73
HOA$600
Down payment20% · $29,180
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$145,900

$149 per sq ft

Beds and baths

2 beds, 2 baths

Size

980 sq ft

Time on market

258 days

Year built

1981

Monthly payment

About $1,550/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,394 annual tax bill, insurance, and the $600/mo HOA fee.

HOA fee

$600/mo

Managed by Denise Wagner.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byHUT REALTY, LLCListing agent: Daniel HutListing data from Stellar MLS, MLS# P4937661.

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