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Overview

4 bd3 ba1,990 sqft3 car garageSingle Family
TypeSingle Family
HOA$132/yr
Built2026
Lot12,601 sqft
Living area1,990 sqft
Price / sqft$180
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SUGARMILL WOODS (CYPRESS VILLA)
Type
Single Family Residence

True monthly carry

HOA
~$11/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsOpen FloorplanSolid Surface CountersTray Ceiling(s)Vaulted Ceiling(s)Walk-in Closet(s)DishwasherDisposal

41 Greentree St is a 2026-built home in Sugarmill Woods (cypress Villa), Homosassa. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,990 square feet of living space. Listed at $358,900 (about $180/sqft), 232 days on market. Flood zone AE/X - confirm flood insurance requirements with your lender. HOA runs $132 annually.

From the listing

Pre-Construction. To be built. This 4-bedroom, 3-bath home, 3-car garage—offers a wide-open floor plan filled with natural light and enhanced by soaring vaulted ceilings. The large primary suite is a true retreat, featuring dual walk-in closets for exceptional storage and comfort. A welcoming covered entry and a spacious lanai extend your living space outdoors, perfect for enjoying Florida’s warm breezes. Designed with craftsmanship you can see and quality you can feel, this home blends style, functionality, and lasting value.

The essentials

Built
2026
Price / sqft
$180
On market
232 days
Annual tax
$427
HOA
$132/yr
Flood zone
AE/X
Lot
12,601 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
3 car garage
0.29 acres
Lot size
1,990 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,098/mo
Down payment (20%)
$71,780
Property taxes
$36/mo
HOA
$132/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
12,601 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
232
High Ceilings
Open Floorplan
Solid Surface Counters
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Lecanto Primary School
Middle
Lecanto Middle School
High
Lecanto High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE/X
Annual Tax (2025)
$427
Parcel #
18E20S130010 01240 0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sugarmill Woods (cypress Villa)
County
Citrus
MLS Area
34446 - Homosassa
Lot Size
12,601 sqft
HOA
$132/yr
Jarrod Cruz

Price history

Date
Event
Price
8/2/2026
Price change
Source: Stellar MLS #P4937932
$358,900-0.6%
$180/sqft
-
Price change
Source: Stellar MLS #P4937932
$360,900+1.1%
$181/sqft
2/22/2026
Listed for sale
Source: Stellar MLS #P4937932
$356,900
$179/sqft

Neighborhood

41 Greentree St
Homosassa, FL, 34446 · 34446 - Homosassa

Market insights

Offer Insights

Choose an offer strength

List price: $358,900
$350,000 – $358,900
97.8% – 100% of listTops out right at the list price
80% of listList price
77 of the last 152 home closings in 34446 landed at this number or higher (51%). The median one sat 59 days before it went under contract, and this one is on day 232.

Sample: 152 closed home sales in 34446 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,098/mo
Principal & interest$1,872
Property taxes$36
Insurance$179
HOA$11
Down payment20% · $71,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$358,900

$180 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,990 sq ft

Time on market

232 days

Year built

2026

Monthly payment

About $2,098/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $427 annual tax bill, insurance, and the $132/yr HOA fee.

HOA fee

$132/yr

Managed by Jarrod Cruz.

Flood zone

Zone AE/X

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byNEW BUILD SERVICESListing agent: Katherine VegaListing data from Stellar MLS, MLS# P4937932.

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