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Overview

4 bd2 ba1,972 sqft2 car garageSingle Family
TypeSingle Family
HOA$239.21/qtr
Built2017
Lot9,583 sqft
Living area1,972 sqft
Price / sqft$223
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsKitchen/Family Room ComboL DiningLiving Room/Dining Room ComboOpen FloorplanWalk-in Closet(s)Ceiling Fans(s)Rain Gutters

1800 Stillwood Way is a 2017-built home in Hanover Reserve Replat Pb 24 Pgs 133-135 Lot 84, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,972 square feet of living space. Listed at $440,000 (about $223/sqft), 390 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $239.21 quarterly.

From the listing

A Must-See in St. Cloud! Discover this spacious and inviting 4-bedroom, 2-bath home tucked away on a quiet cul-de-sac with a peaceful pond setting. What truly sets this home apart is its unique and versatile floor plan, offering two living rooms and two dining areas providing plenty of space for everyday living, entertaining, or creating separate areas for everyone to enjoy. The bedrooms are thoughtfully positioned away from the main living areas, offering an added level of privacy and separation that is hard to find in many newer homes. The kitchen features modern appliances, ample cabinet space, and a convenient breakfast bar that flows seamlessly into the living and dining areas. The generous primary suite offers a walk-in closet and private en-suite bath, while the additional bedrooms provide flexibility for family, guests, a home office, or other needs. Step outside to enjoy the large backyard, perfect for gatherings, pets, outdoor activities, or future projects. Ideally located near shopping, dining, schools, major highways, Lake Nona, Orlando International Airport, and Central Florida’s many popular attractions. Enjoy the combination of space, privacy, functionality, and a serene pond-side setting in this one-of-a-kind home. Schedule your private showing today!

The essentials

Built
2017
Price / sqft
$223
On market
390 days
Annual tax
$2,449
HOA
$239.21/qtr
Flood zone
X · Low risk
Lot
9,583 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Waterfront
Pond
2 car garage
Driveway
9,583 sqft lot
Lot size
1,972 sqft
Living area

Payment

Est. monthly payment
$2,799/mo
Down payment (20%)
$88,000
Property taxes
$204/mo
HOA
$239.21/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
9,583 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Waterfront
Pond
Days on Market
390
High Ceilings
Kitchen/Family Room Combo
L Dining
Living Room/Dining Room Combo
Open Floorplan
Walk-in Closet(s)
Ceiling Fans(s)
Rain Gutters
Sidewalk
Playground
Sidewalks
Street Lights
Microwave
Range
Range Hood
Refrigerator
Cooktop
Dishwasher
Electric Water Heater
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2024)
$2,449
Parcel #
16-25-31-3381-0001-0840

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hanover Reserve Replat Pb 24 Pgs 133-135 Lot 84
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
9,583 sqft
Cul-De-SacLandscapedSidewalkPaved
HOA
$239.21/qtr
Juan Auffant

Price history

Date
Event
Price
10/22/2025
Price change
Source: Stellar MLS #S5135246
$440,000-2.2%
$223/sqft
9/22/2025
Listed for sale
Source: Stellar MLS #S5135246
$450,000
$228/sqft

Neighborhood

1800 Stillwood Way
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $440,000
$437,500 – $440,000
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 469 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 390 after a $10,000 cut.

Sample: 469 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,799/mo
Principal & interest$2,295
Property taxes$204
Insurance$220
HOA$80
Down payment20% · $88,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$440,000

$223 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,972 sq ft

Time on market

390 days

Year built

2017

Monthly payment

About $2,799/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,449 annual tax bill, insurance, and the $239.21/qtr HOA fee.

HOA fee

$239.21/qtr

Managed by Juan Auffant.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byCENTURY 21 WOLF'S CROSSING REALTYListing agent: Stephanie FlorezListing data from Stellar MLS, MLS# S5135246.

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