891 Galloway St, photo 1
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Overview

4 bd2 ba1,883 sqft2 car garageSingle Family
TypeSingle Family
HOA$47/mo
Built2021
Lot10,062 sqft
Living area1,883 sqft
Price / sqft$191
Garage2 car

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About this home

Open FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsRain GuttersSidewalkSliding DoorsSprinkler Metered

891 Galloway St is a 2021-built home in Lakes Tr 5, Lake Alfred. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,883 square feet of living space. Listed at $359,900 (about $191/sqft), 338 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $47 monthly.

From the listing

BEAUTIFUL CORNER LOT PROPERTY LOCATED IN DESIRABLE COMMUNITY IN " THE LAKES" AT LAKE ALFRED, CLOSE TO NATURE , LAKES AND PARKS, THIS BEAUTIFUL CORNER LOT PROPERTY FEATURES ALL TILE FLOORING, GRANITE COUNTERTOPS, WOODEN CABINETS , HIGH CEILINGS , WATER FILTER AND SOFTENER FOR THE WHOLE HOUSE , HURRICANE SHUTTERS AND LEASED SOLAR PANELS THAT CAN BE TRANSFERRED AT CLOSING.

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The essentials

Built
2021
Price / sqft
$191
On market
338 days
Annual tax
$4,060
HOA
$47/mo
Flood zone
X · Low risk
Lot
10,062 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
10,062 sqft lot
Lot size
1,883 sqft
Living area

Payment

Est. monthly payment
$2,442/mo
Down payment (20%)
$71,980
Property taxes
$338/mo
HOA
$47/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
10,062 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
338
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Rain Gutters
Sidewalk
Sliding Doors
Sprinkler Metered
Park
Sidewalks
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Lake Alfred Elem
Middle
Lake Alfred-Addair Middle
High
Auburndale High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2024)
$4,060
Parcel #
26-28-04-522756-000170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakes Tr 5
County
Polk
MLS Area
33850 - Lake Alfred
Lot Size
10,062 sqft
HOA
$47/mo
WENDY PIKE

Price history

Date
Event
Price
4/19/2026
Price change
Source: Stellar MLS #S5137524
$359,900-2.7%
$191/sqft
-
Price change
Source: Stellar MLS #S5137524
$369,900-7.5%
$196/sqft
11/9/2025
Listed for sale
Source: Stellar MLS #S5137524
$399,900
$212/sqft

Neighborhood

891 Galloway St
Lake Alfred, FL, 33850 · 33850 - Lake Alfred

Market insights

Offer Insights

Choose an offer strength

List price: $359,900
$357,500 – $359,900
99.5% – 100% of listTops out right at the list price
80% of listList price
59 of the last 100 home closings in 33850 landed at this number or higher (59%). The median one sat 59 days before it went under contract, and this one is on day 338 after a $40,000 cut.

Sample: 100 closed home sales in 33850 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,442/mo
Principal & interest$1,877
Property taxes$338
Insurance$180
HOA$47
Down payment20% · $71,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$359,900

$191 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,883 sq ft

Time on market

338 days

Year built

2021

Monthly payment

About $2,442/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,060 annual tax bill, insurance, and the $47/mo HOA fee.

HOA fee

$47/mo

Managed by WENDY PIKE.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byZEA REALTY & ASSOCIATESListing agent: Consuelo ZeaListing data from Stellar MLS, MLS# S5137524.

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