1348 Melrose St, photo 1
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Overview

4 bd3 ba2,056 sqft2 car garageSingle Family
TypeSingle Family
HOA$520/yr
Built2023
Lot9,021 sqft
Living area2,056 sqft
Price / sqft$170
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Split BedroomThermostatTray Ceiling(s)Private YardRain GuttersSliding DoorsCommunity Mailbox

1348 Melrose St is a 2023-built home in Lakes Tr 6, Lake Alfred. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,056 square feet of living space. Listed at $350,000 (about $170/sqft), 331 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $520 annually.

From the listing

Short Sale. Built in 2023, this "Shelby" floor plan offers 2,056 sq. ft. of pristine, modern living with the peace of mind only a nearly-new home provides. Featuring 4 spacious bedrooms and 2.5 baths, the heart of this home is a chef-inspired kitchen with stone-gray shaker cabinets, quartz countertops, and a massive social island perfect for hosting. The primary suite is a true retreat, boasting tray ceilings and a spa-like en-suite. Enjoy sunset views from your screened-in lanai and enjoy your newly vinyl-fenced backyard. With NO CDD fees and an ultra-low HOA, this is the most affordable way to live the "Chain of Lakes" lifestyle.

The essentials

Built
2023
Price / sqft
$170
On market
331 days
Annual tax
$5,282
HOA
$520/yr
Flood zone
X · Low risk
Lot
9,021 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
9,021 sqft lot
Lot size
2,056 sqft
Living area

Payment

Est. monthly payment
$2,483/mo
Down payment (20%)
$70,000
Property taxes
$440/mo
HOA
$520/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
9,021 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
331
Ceiling Fans(s)
Split Bedroom
Thermostat
Tray Ceiling(s)
Private Yard
Rain Gutters
Sliding Doors
Community Mailbox
Irrigation-reclaimed Water
Park
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2024)
$5,282
Parcel #
26-28-04-522757-000900

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakes Tr 6
County
Polk
MLS Area
33850 - Lake Alfred
Lot Size
9,021 sqft
HOA
$520/yr
THE LAKES II HOA, INC/WENDY PIKE

Price history

Date
Event
Price
5/8/2026
Price change
Source: Stellar MLS #S5138001
$350,000-2.8%
$170/sqft
-
Price change
Source: Stellar MLS #S5138001
$359,999-2.4%
$175/sqft
11/19/2025
Listed for sale
Source: Stellar MLS #S5138001
$368,900
$179/sqft

Neighborhood

1348 Melrose St
Lake Alfred, FL, 33850 · 33850 - Lake Alfred

Market insights

Offer Insights

Choose an offer strength

List price: $350,000
$347,500 – $350,000
99.5% – 100% of listTops out right at the list price
80% of listList price
60 of the last 101 home closings in 33850 landed at this number or higher (59%). The median one sat 59 days before it went under contract, and this one is on day 331 after a $18,900 cut.

Sample: 101 closed home sales in 33850 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,484/mo
Principal & interest$1,825
Property taxes$440
Insurance$175
HOA$43
Down payment20% · $70,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$350,000

$170 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,056 sq ft

Time on market

331 days

Year built

2023

Monthly payment

About $2,483/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,282 annual tax bill, insurance, and the $520/yr HOA fee.

HOA fee

$520/yr

Managed by THE LAKES II HOA, INC/WENDY PIKE.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byTHE PROPERTY PROS REAL ESTATE, INCListing agent: April Richey, LLCListing data from Stellar MLS, MLS# S5138001.

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