10553 SW 98th Pl, photo 1
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Overview

3 bd3 ba2,907 sqft3 car garageSingle Family
TypeSingle Family
HOA$493.63/mo
Built2025
Lot14,375 sqft
Living area2,907 sqft
Price / sqft$224
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Accessibility FeaturesHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart HomeSolid Surface Counters

10553 SW 98th Pl is a 2025-built home in On Top Of The World, Ocala. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,907 square feet of living space. Listed at $650,000 (about $224/sqft), 128 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.63 monthly.

From the listing

Set within the highly desired LongLeaf Ridge enclave of On Top of the World, this newly built Aberdeen residence delivers a delightful blend of upscale design and everyday comfort. This 3 bedroom, 3 bath home includes two generously sized primary suites and a flex bonus room which works perfectly as an office, media room, second living room, game room...the possibilities are endless! The laundry room comes complete with beautiful upper and lower cabinets, providing you with ample storage. A split 3 car garage and generously sized driveway allows ample parking for you and your guests. The home is thoughtfully tailored for both entertaining and relaxed living. A paver-lined driveway and dramatic double doors make a striking first impression, opening to an interior defined by clean lines and refined finishes. The home’s open layout is accented by tray ceilings and continuous luxury vinyl tile flooring, creating an airy, cohesive living space anchored by abundant natural light. Large windows and a wide, disappearing three-panel sliding door draw the outdoors in, seamlessly connecting the main living area to the lanai. At the heart of the home, the designer kitchen showcases crisp white cabinetry with crown detailing, quartz surfaces, an oversized center island, stainless steel appliances, a built-in wall oven and microwave, a modern cooktop with statement hood, a tile-accented backsplash, and a walk-in pantry—an ideal setting for both casual meals and elevated gatherings. The primary suite serves as a private retreat, featuring dual walk-in closets and a spa-inspired bath with a curbless tiled shower, built-in seating, and dual quartz-topped vanities. Two additional bedrooms and bathrooms are positioned separately, providing guests with comfort and privacy. A spacious screened lanai extends the living space outdoors, perfect for enjoying Florida’s year-round climate. Situated in Ocala’s premier 55+ community, residents of On Top of the World enjoy an exceptional lifestyle with resort-style amenities and convenient golf-cart access to nearby shopping and dining. This exceptional home offers a rare opportunity to enjoy luxury living in one of the area’s most sought-after neighborhoods.

The essentials

Built
2025
Price / sqft
$224
On market
253 days
Annual tax
$681
HOA
$493.63/mo
Flood zone
X · Low risk
Lot
14,375 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Community pool
Fitness center too
3 car garage
Garage Door Opener
0.33 acres
Lot size
2,907 sqft
Living area

Payment

Est. monthly payment
$4,265/mo
Down payment (20%)
$130,000
Property taxes
$57/mo
HOA
$493.63/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
14,375 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
Garage Door Opener, Garage Faces Side, Ground Level, Off Street, On Street
Days on Market
253
Accessibility Features
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Sliding Doors
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Pool
Racquetball
Restaurant
Sidewalks
Tennis Court(s)
Wheelchair Access
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Exhaust Fan
Gas Water Heater
Microwave
Range Hood
Refrigerator
Flood Zone x
Annual Tax (2025)
$681
Parcel #
3530-065-133

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Marion
MLS Area
34481 - Ocala
Lot Size
14,375 sqft
Corner LotOversized Lot
HOA
$493.63/mo
Lori Sands

Price history

Date
Event
Price
3/13/2026
Price change
Source: Stellar MLS #S5142806
$650,000-3.7%
$224/sqft
1/29/2026
Listed for sale
Source: Stellar MLS #S5142806
$675,000
$232/sqft

Neighborhood

10553 SW 98th Pl
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $650,000
$635,000 – $650,000
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 510 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 253 after a $25,000 cut.

Sample: 510 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,265/mo
Principal & interest$3,390
Property taxes$57
Insurance$325
HOA$494
Down payment20% · $130,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$650,000

$224 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,907 sq ft

Time on market

253 days

Year built

2025

Monthly payment

About $4,265/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $681 annual tax bill, insurance, and the $493.63/mo HOA fee.

HOA fee

$493.63/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered by1ST CLASS WATERFRONT PROPERTIES LLCListing agent: Kate ParisListing data from Stellar MLS, MLS# S5142806.

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