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Overview

3 bd2 ba1,390 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1989
Lot81,849 sqft
Living area1,390 sqft
Price / sqft$572
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrivate EntranceDryerMicrowaveRangeWasher

6365 Whip O Will Ln is a 1989-built home in Whip O Will Hill, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,390 square feet of living space. Listed at $795,000 (about $572/sqft), 229 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Price Reduced! OWNER-OCCUPIED CUSTOM-BUILT 2 BEDROOM, 2 BATH HOME WITH LARGE BONUS ROOM AND OPEN LIVING AREA, SITUATED ON 1.88 ACRES AT THE CORNER OF WHIP O WILL LANE AND EAST IRLO BRONSON MEMORIAL HIGHWAY. PROPERTY OFFERS APPROXIMATELY 138 FEET OF FRONTAGE ON IRLO BRONSON MEMORIAL HWY AND 477 FEET ON WHIP O WILL LANE. LOCATED ACROSS FROM THE NEW AMERA TRADE CENTER (RETAIL, INDUSTRIAL, AND OFFICE USES). CURENTLY ZONED R-2. FUTURE LAND USE IS MIXED USE. SOME OF THE PERMITTED USES BASED ON R-2 DESIGNATION AND ACCORDING TO OSCEOLA PROPERTY ZONING ARE: SINGLE FAMILY DETACHED DWELLING, DAYCARE/ADULT CARE, NURSING HOME/ASSISTED LIVING, HOUSES OF WORSHIP, GROVES AND FARMS, ETC. BUYER MUST VERIFY PERMITTED USES OF PROPERTY APPOINTMENT REQUIRED.

The essentials

Built
1989
Price / sqft
$572
On market
229 days
Annual tax
$1,806
Flood zone
X · Low risk
Lot
81,849 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
2 car garage
1.88 acres
Lot size
1,390 sqft
Living area

Payment

Est. monthly payment
$4,694/mo
Down payment (20%)
$159,000
Property taxes
$151/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
81,849 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
229
Ceiling Fans(s)
High Ceilings
Open Floorplan
Private Entrance
Dryer
Microwave
Range
Washer
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,806
Parcel #
14-26-31-5475-0001-00B1

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Whip O Will Hill
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
81,849 sqft

Price history

Date
Event
Price
8/2/2026
Price change
Source: Stellar MLS #S5145020
$795,000-15.0%
$572/sqft
3/2/2026
Listed for sale
Source: Stellar MLS #S5145020
$935,000
$673/sqft

Neighborhood

6365 Whip O Will Ln
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $795,000
$790,000 – $795,000
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 469 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 229 after a $140,000 cut.

Sample: 469 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,694/mo
Principal & interest$4,146
Property taxes$151
Insurance$398
Down payment20% · $159,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$795,000

$572 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,390 sq ft

Time on market

229 days

Year built

1989

Monthly payment

About $4,694/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,806 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREMAX PREMIER PROPERTIESListing agent: Jim Hachey, JrListing data from Stellar MLS, MLS# S5145020.

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