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Overview

4 bd2 ba1,836 sqftManufactured Home
TypeManufactured Home
HOANone listed
Built2021
Lot37,244 sqft
Living area1,836 sqft
Price / sqft$191

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanSplit BedroomWalk-in Closet(s)Private EntrancePrivate YardDishwasherDryer

9165 Luna Dr is a 2021-built home in Canaveral Acres 1, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,836 square feet of living space. Listed at $351,000 (about $191/sqft), 160 days on market. Flood zone X,A - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Tucked away in a quiet, country setting, this nearly new 4 bedroom, 2 bath home offers the kind of space and flexibility that’s getting harder to find. Situated on an expansive 0.85 acre lot you have the freedom to enjoy a more relaxed lifestyle. Whether that means bringing your toys to the 40x30 pole barn with water & electric, workshop, gardening, or simply enjoying the extra room and privacy without the typical neighborhood restrictions. Inside, you’ll find thoughtful upgrades including a Kitchen Island & Stunning Light Fixtures & Entry Gate! Start your mornings on the inviting 27x16 back patio and unwind in the evenings overlooking your spacious backyard. With nearly an acre, there’s plenty of room to spread out, entertain, or create your own outdoor oasis! Conveniently located just minutes from St. Cloud, Harmony, and Close to Melbourne Beach & the East Coast too! Commuting would be a breeze while still enjoying a tucked-away feel. These areas will provide unlimited access to restaurants, shops, waterfront parks, and year-round events. This is a unique opportunity to enjoy space, flexibility, and location all in one.

The essentials

Built
2021
Price / sqft
$191
On market
160 days
Annual tax
$3,399
Flood zone
X,A · Low risk
Lot
37,244 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 2021
0.86 acres
Lot size
1,836 sqft
Living area

Payment

Est. monthly payment
$2,290/mo
Down payment (20%)
$70,200
Property taxes
$283/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
2021
Lot
37,244 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
160
Ceiling Fans(s)
Open Floorplan
Split Bedroom
Walk-in Closet(s)
Private Entrance
Private Yard
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X,A
Annual Tax (2025)
$3,399
Parcel #
13-27-32-2710-0001-0150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Canaveral Acres 1
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
37,244 sqft
Drainage Canal

Price history

Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #S5149303
$351,000-2.2%
$191/sqft
-
Price change
Source: Stellar MLS #S5149303
$359,000-2.7%
$196/sqft
5/5/2026
Listed for sale
Source: Stellar MLS #S5149303
$369,000
$201/sqft

Neighborhood

9165 Luna Dr
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $351,000
$350,000 – $351,000
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 126 home closings in 34773 landed at this number or higher (56%). The median one sat 43 days before it went under contract, and this one is on day 160 after a $18,000 cut.

Sample: 126 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,289/mo
Principal & interest$1,831
Property taxes$283
Insurance$176
Down payment20% · $70,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$351,000

$191 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,836 sq ft

Time on market

160 days

Year built

2021

Monthly payment

About $2,290/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,399 annual tax bill, insurance.

Flood zone

Zone X,A

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byFLORIDA LUX LISTINGS, LLCListing agent: Kelly FosterListing data from Stellar MLS, MLS# S5149303.

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