1310 Pine Island Dr N, photo 1
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Overview

0 baLand
TypeLand
HOA$178/mo
Lot2,657 sqft

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

1310 Pine Island Dr N is a home in Shelter Cove, St Cloud. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $178 monthly.

From the listing

RV Lot for Sale in Shelter Cove Resort Condominium – St. Cloud, Florida Escape to sunny Central Florida and enjoy the perfect seasonal retreat in the highly sought-after Shelter Cove Resort Condominium. This premium fully concreted RV lot is located on the peaceful south shore of Lake Center and is designed for comfort, convenience, and easy outdoor living. Featuring a private storage building , fully concreted this property is ideal for snowbirds, weekend travelers, and full-time RV enthusiasts looking for a warm Florida getaway. Or you can put your own little park model cottage on the lot. Property Highlights • Lake access to the beautiful Alligator Chain of Lakes • Fully concreted site for low maintenance and easy RV parking • Private storage building included • Located inside a gated RV resort condominium community • Community clubhouse with social activities and events • Heated community pool perfect for year-round enjoyment • Golf cart friendly community • Boat storage available • Scenic wooded trails to enjoy Florida wildlife and nature Perfect for Snowbirds Spend your winters in Florida sunshine while enjoying a relaxed resort lifestyle surrounded by friendly neighbors and endless outdoor recreation. Shelter Cove is known for its welcoming seasonal community atmosphere, making it easy to meet fellow RV owners and snowbirds from across the country. Enjoy: • Warm Florida winters and beautiful lakefront sunsets • Active social events and community gatherings • Convenient access to shopping, dining, healthcare, and entertainment • Easy “lock-and-leave” ownership for seasonal travelers Watch Florida Space Rocket Launches from the Community One of the most unique features of this location is the opportunity to view spectacular Florida space rocket launches right from the community. With Florida’s Space Coast located less than an hour away, residents often enjoy breathtaking nighttime and daytime rocket launches visible from Shelter Cove — an unforgettable experience for guests, family, and friends. A Boater & Nature Lover’s Paradise Nestled along the shores of Lake Center — a 400-acre lake connected to the famous Alligator Chain of Lakes — Shelter Cove offers endless opportunities for: • Freshwater fishing • Boating and sunset cruises • Water skiing and water sports • Wildlife watching and peaceful nature walks The resort spans 154 beautiful acres, including: • 97 acres of wooded natural surroundings • 25 acres of protected wetlands • Only 235 lots for a peaceful, uncrowded atmosphere Prime Central Florida Location Enjoy the perfect balance of secluded waterfront living and convenient access to everything Central Florida. Located just minutes from: • Publix, Winn-Dixie, Walgreens, banks, and restaurants • Super Walmart in central St. Cloud • Orlando International Airport • Disney attractions, Orlando, and The Loop shopping district • Approximately 40 minutes to Cocoa Beach and Melbourne Beach • Easy access to Florida’s Space Coast and cruise ports Your Florida RV Lifestyle Awaits Whether you're searching for a seasonal snowbird retreat, a full-time RV lifestyle, or an investment property, this rare lot offers an exceptional opportunity to enjoy Florida living at its finest. Bring your RV, your boat, and your love for the outdoors — and enjoy warm winter sunshine, and unforgettable rocket launches from beautiful Shelter Cove.

The essentials

On market
153 days
Annual tax
$532
HOA
$178/mo
Flood zone
AE
Lot
2,657 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$679/mo
Down payment (20%)
$16,000
Property taxes
$44/mo
HOA
$178/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
2,657 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
153
Flood Zone AE
Annual Tax (2025)
$532
Parcel #
34-25-31-4987-0001-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shelter Cove
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
2,657 sqft
HOA
$178/mo
Sentry Management

Price history

Date
Event
Price
5/14/2026
Listed for sale
Source: Stellar MLS #S5149999
$80,000

Neighborhood

1310 Pine Island Dr N
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Calculator

Est. monthly payment
$680/mo
Principal & interest$417
Property taxes$44
Insurance$40
HOA$178
Down payment20% · $16,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$80,000

Time on market

153 days

Monthly payment

About $679/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $532 annual tax bill, insurance, and the $178/mo HOA fee.

HOA fee

$178/mo

Managed by Sentry Management.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byST. CLOUD REAL ESTATEListing agent: Kim DavidsonListing data from Stellar MLS, MLS# S5149999.

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