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Overview

3 bd2 ba1,369 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1986
Lot6,499 sqft
Living area1,369 sqft
Price / sqft$175
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanFrench DoorsPrivate MailboxStreet LightsRangeRefrigerator

3430 Fox Ridge St is a 1986-built home in Fox Ridge Ph 02, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,369 square feet of living space. Listed at $239,000 (about $175/sqft), 118 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

If you want a property perfect for first time homeowners or investors that needs a bit of tender, love, and care this is the home for you! Located in Winter Haven, be near of several Florida’s major attractions and major cities! The home has a wooden fence that surrounds the back of the property, be filled with serenity thanks to having a private porch that can be access through wonderful French doors. Enter the home and be greeted by the open floor plan and the fireplace; with three bedrooms and two bathrooms there is room for everyone. With no HOA come use your imagination and make your future dream home!

The essentials

Built
1986
Price / sqft
$175
On market
118 days
Annual tax
$1,743
Flood zone
X · Low risk
Lot
6,499 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
2 car garage
6,499 sqft lot
Lot size
1,369 sqft
Living area

Payment

Est. monthly payment
$1,511/mo
Down payment (20%)
$47,800
Property taxes
$145/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
6,499 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
118
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
French Doors
Private Mailbox
Street Lights
Range
Refrigerator
Elementary
Frank E. Brigham Academy
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,743
Parcel #
27-29-06-855565-000610

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fox Ridge Ph 02
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
6,499 sqft
ClearedIn CountyLandscaped

Price history

Date
Event
Price
8/22/2026
Price change
Source: Stellar MLS #S5151981
$239,000-2.4%
$175/sqft
6/16/2026
Listed for sale
Source: Stellar MLS #S5151981
$245,000
$179/sqft

Neighborhood

3430 Fox Ridge St
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $239,000
$239,000
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 352 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 118 after a $6,000 cut.

Sample: 352 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,511/mo
Principal & interest$1,246
Property taxes$145
Insurance$120
Down payment20% · $47,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$239,000

$175 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,369 sq ft

Time on market

118 days

Year built

1986

Monthly payment

About $1,511/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,743 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREMAX PREMIER PROPERTIESListing agent: Blanca ArmadaListing data from Stellar MLS, MLS# S5151981.

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