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Overview

5 bd3 ba2,523 sqft2 car garageSingle Family
TypeSingle Family
HOA$752/yr
Built2022
Lot6,016 sqft
Living area2,523 sqft
Price / sqft$141
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface CountersSolid Wood CabinetsSplit BedroomWalk-in Closet(s)

1404 Axel Cir is a 2022-built home in Pinnacle Point, Winter Haven. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,523 square feet of living space. Listed at $354,900 (about $141/sqft), 93 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $752 annually.

From the listing

Virtually Staged. Newly constructed stunning home offers over 2,500 square feet of contemporary Florida living in the peaceful Pinnacle Point community of Winter Haven. Featuring 5 bedrooms and 3 full bathrooms, the thoughtfully designed floor plan combines modern style with everyday comfort and functionality. Upon entering, you'll find a private first-floor guest suite with an adjacent full bathroom—perfect for visitors, extended family, or a home office. The spacious open-concept living and dining areas showcase durable luxury vinyl plank flooring and flow seamlessly into the chef-inspired kitchen, complete with quartz countertops, stainless steel appliances, abundant cabinetry, and a large walk-in pantry. Upstairs, the expansive primary suite serves as a relaxing retreat, offering dual vanities, a walk-in shower, and an oversized walk-in closet. Three additional bedrooms, a full bathroom, and a conveniently located laundry room complete the second floor, providing plenty of space for family and guests. Nestled in a quiet, well-maintained neighborhood, this home offers the perfect balance of privacy and convenience. Enjoy easy access to shopping, dining, schools, parks, and major highways, making commuting and everyday living effortless.

The essentials

Built
2022
Price / sqft
$141
On market
93 days
Annual tax
$4,584
HOA
$752/yr
Flood zone
X · Low risk
Lot
6,016 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
6,016 sqft lot
Lot size
2,523 sqft
Living area

Payment

Est. monthly payment
$2,473/mo
Down payment (20%)
$70,980
Property taxes
$382/mo
HOA
$752/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
6,016 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
93
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Sidewalk
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$4,584
Parcel #
25-28-36-355263-000260

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pinnacle Point
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
6,016 sqft
HOA
$752/yr
Pinnacle Point/Rachel

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #S5153455
$354,900-1.1%
$141/sqft
-
Price change
Source: Stellar MLS #S5153455
$359,000-1.6%
$142/sqft
7/9/2026
Listed for sale
Source: Stellar MLS #S5153455
$365,000
$145/sqft

Neighborhood

1404 Axel Cir
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $354,900
$352,500 – $354,900
99.5% – 100% of listTops out right at the list price
80% of listList price
115 of the last 196 home closings in 33880 landed at this number or higher (59%). The median one sat 40 days before it went under contract, and this one is on day 93 after a $10,100 cut.

Sample: 196 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,473/mo
Principal & interest$1,851
Property taxes$382
Insurance$177
HOA$63
Down payment20% · $70,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$354,900

$141 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,523 sq ft

Time on market

93 days

Year built

2022

Monthly payment

About $2,473/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,584 annual tax bill, insurance, and the $752/yr HOA fee.

HOA fee

$752/yr

Managed by Pinnacle Point/Rachel.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXIT REALTY 4CORNERSListing agent: Carlos DeJesusListing data from Stellar MLS, MLS# S5153455.

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