3641 Packard Ave, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot106,766 sqft

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About this home

3641 Packard Ave is a home in St Cloud Manor Estates Unit 3, St Cloud. Flood zone X-A - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

PRICE IMPROVEMENT! Discover the possibilities with this 2.45-acre vacant parcel in St. Cloud Manor, offering plenty of space to bring your vision to life. Surrounded by mature trees and the open, rural character the area is known for, this property provides an opportunity to create your own private retreat while still being within reach of St. Cloud’s everyday conveniences. The generous acreage offers room to spread out and enjoy added privacy, with the flexibility that comes with owning more than two acres of land. Whether you’re considering building a custom home, creating additional outdoor space, or simply investing in land for the future, this property provides a blank canvas with plenty of potential. The surrounding area features larger homesites, established residences, and plenty of natural scenery, giving you a country-style setting while remaining convenient to shopping, dining, schools, and everything the growing St. Cloud area has to offer. Located on Packard Avenue in St. Cloud Manor, this 2.45-acre parcel is an opportunity to own a substantial piece of land and make it your own. Buyers are encouraged to independently verify zoning, land use, access, utilities, wetlands, building requirements, and any other information important to their intended use.

The essentials

On market
49 days
Annual tax
$1,638
Flood zone
X-A · Low risk
Lot
106,766 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$994/mo
Down payment (20%)
$30,000
Property taxes
$137/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
106,766 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
49
Flood Zone X-A
Annual Tax (2025)
$1,638
Parcel #
31-26-31-5090-0001-0110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Cloud Manor Estates Unit 3
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
106,766 sqft

Price history

Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #S5156357
$150,000-25.0%
8/27/2026
Listed for sale
Source: Stellar MLS #S5156357
$200,000

Neighborhood

3641 Packard Ave
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Calculator

Est. monthly payment
$994/mo
Principal & interest$782
Property taxes$137
Insurance$75
Down payment20% · $30,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$150,000

Time on market

49 days

Monthly payment

About $994/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,638 annual tax bill, insurance.

Flood zone

Zone X-A

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byEXP REALTY LLCListing agent: Steve PughListing data from Stellar MLS, MLS# S5156357.

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