9505 Luna Dr, photo 1
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Overview

4 bd2 ba1,764 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2023
Lot28,314 sqft
Living area1,764 sqft
Price / sqft$249
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorSplit BedroomStone CountersThermostatWalk-in Closet(s)Dishwasher

9505 Luna Dr is a 2023-built home in Canaveral Acres 2, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,764 square feet of living space. Listed at $439,900 (about $249/sqft), 47 days on market. Flood zone A - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. ENJOY COUNTRY LIVING WITH MORE SPACE, PRIVACY AND NO HOA! Located at the end of a quiet road, this 2023 home sits on 0.67 acres with OAC agricultural zoning, offering room to garden, keep permitted farm animals, and park an RV, boat, trailer or work vehicles. The one-story home features 4 bedrooms, 2 bathrooms, an open-concept layout, quartz countertops, stainless steel appliances, an electric fireplace and a two-car garage. The community park offers a baseball field, walking path, playground, picnic pavilions and parking. Enjoy a peaceful rural lifestyle approximately 10 minutes from St. Cloud’s shopping and services. Buyers should verify intended uses with Osceola County. ****Schedule your private tour*****

The essentials

Built
2023
Price / sqft
$249
On market
47 days
Annual tax
$5,348
Flood zone
A
Lot
28,314 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
0.65 acres
Lot size
1,764 sqft
Living area

Payment

Est. monthly payment
$2,960/mo
Down payment (20%)
$87,980
Property taxes
$446/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
28,314 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
47
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Dishwasher
Disposal
Microwave
Range
Refrigerator
Tankless Water Heater
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone A
Annual Tax (2025)
$5,348
Parcel #
18-27-33-2720-0001-2710

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Canaveral Acres 2
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
28,314 sqft

Price history

Date
Event
Price
9/1/2026
Listed for sale
Source: Stellar MLS #S5156481
$439,900
$249/sqft

Neighborhood

9505 Luna Dr
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $439,900
$437,500 – $439,900
99.5% – 100% of listTops out right at the list price
80% of listList price
77 of the last 133 home closings in 34773 landed at this number or higher (58%). The median one sat 44 days before it went under contract, and this one is on day 47.

Sample: 133 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,960/mo
Principal & interest$2,294
Property taxes$446
Insurance$220
Down payment20% · $87,980
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$439,900

$249 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,764 sq ft

Time on market

47 days

Year built

2023

Monthly payment

About $2,960/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,348 annual tax bill, insurance.

Flood zone

Zone A

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byPROPERTY OUTLET INTERNATIONALListing agent: Arelis RaveloListing data from Stellar MLS, MLS# S5156481.

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