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Overview

3 bd2 ba1,341 sqft2 car garageSingle Family
TypeSingle Family
HOA$75.21/mo
Built2020
Lot5,663 sqft
Living area1,341 sqft
Price / sqft$253
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Rain GuttersDishwasherDisposalElectric Water HeaterMicrowaveRangeRefrigerator

1808 Cayman Cove Cir is a 2020-built home in Eagle Meadow, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,341 square feet of living space. Listed at $339,900 (about $253/sqft), 32 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $75.21 monthly.

From the listing

Welcome to this beautifully maintained 2020-built home in one of St. Cloud's quietest, most convenient neighborhoods — where energy savings, open living, and a private backyard come together in one turnkey package. - Fully Paid-Off Solar = Real Savings From Day One The standout feature: the solar panel system is fully paid off at closing — no lease, no loan balance, no transfer headaches. You inherit full electric efficiency and dramatically lower monthly utility costs from your very first bill. In a market where rising power bills are a real concern, this home offers immediate, permanent savings. - Low HOA, No CDD Enjoy the benefits of a well-kept community without the financial drag. No CDD fees, and a low HOA — keeping your monthly carrying costs refreshingly low compared to many newer Florida neighborhoods. - Interior Highlights Open floor plan designed for easy everyday living and effortless entertaining Kitchen with stainless steel appliances and granite countertops Bright, functional layout that lives larger than its square footage Built in 2020 — modern construction, modern efficiency, no dated systems to worry about Outdoor Living The fully fenced backyard offers privacy, security, and a safe space for kids, pets, and weekend gatherings — a rare find that adds genuine lifestyle value. -Location, Location, Location Centrally located and close to everything — shopping, dining, schools, major roadways, and the everyday conveniences that make life easy. Yet the neighborhood itself is quiet and peaceful, giving you the best of both worlds: quick access to it all, and a calm retreat when you come home. -The Bottom Line A 2020-built home with paid-off solar, low carrying costs, no CDD, a fully fenced yard, and a location that puts you near everything — this is the combination buyers are searching for.

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The essentials

Built
2020
Price / sqft
$253
On market
32 days
Annual tax
$5,073
HOA
$75.21/mo
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
2 car garage
5,663 sqft lot
Lot size
1,341 sqft
Living area

Payment

Est. monthly payment
$2,441/mo
Down payment (20%)
$67,980
Property taxes
$423/mo
HOA
$75.21/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
5,663 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
32
Ceiling Fans(s)
Rain Gutters
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Canoe Creek K-8
Middle
Canoe Creek K-8
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,073
Parcel #
26-26-30-0115-0001-0850

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Eagle Meadow
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
5,663 sqft
HOA
$75.21/mo
First Services residential

Price history

Date
Event
Price
9/16/2026
Listed for sale
Source: Stellar MLS #S5157863
$339,900
$253/sqft

Neighborhood

1808 Cayman Cove Cir
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $339,900
$337,500 – $339,900
99.5% – 100% of listTops out right at the list price
80% of listList price
245 of the last 395 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 32.

Sample: 395 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,440/mo
Principal & interest$1,773
Property taxes$423
Insurance$170
HOA$75
Down payment20% · $67,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$339,900

$253 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,341 sq ft

Time on market

32 days

Year built

2020

Monthly payment

About $2,441/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,073 annual tax bill, insurance, and the $75.21/mo HOA fee.

HOA fee

$75.21/mo

Managed by First Services residential.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMELENTREE REALTY LLCListing agent: Gabe PorfilioListing data from Stellar MLS, MLS# S5157863.

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