

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- WHALEY GROVE
- Type
- Townhouse
True monthly carry
- HOA
- ~$370/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
4967 Loyalty Dr is a 2026-built home in Whaley Grove, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,834 square feet of living space. Listed at $344,000 (about $188/sqft), 27 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $370 monthly.
Under Construction. New townhome Avalon plan by RockWell Homes lot #53 in St. Cloud, Florida thoughtfully designed for modern living with style, comfort, and functionality. This beautifully crafted home features 3 bedrooms, 2.5 bathrooms, and a 2-car garage, offering the perfect balance of space and convenience. Step inside to an inviting open concept kitchen, living, and dining area, ideal for entertaining and everyday living. The designer kitchen is equipped with 42-inch cabinets, solid surface countertops, stainless steel appliances including a dishwasher, range, refrigerator and microwave, plus a ceramic tile backsplash, undermount sink, Delta faucet, and a spacious walk-in pantry for added storage and organization. Upgraded tile flooring flows throughout the main living areas, enhancing both durability and style. A convenient powder bathroom is also located on the main level. Additionally, this new townhome includes 2-inch window blinds. Upstairs, retreat to the primary bedroom with an en suite primary bathroom, featuring a ceramic tile shower with glass enclosure, porcelain tile flooring, dual sinks with solid surface countertops, Delta faucets, and a private water closet creating a spa-like atmosphere. Additional bedrooms include ample closet space. The utility area includes tile flooring, washer, dryer and an additional storage closet add everyday practicality. The exterior of the Avalon townhome is equally impressive, showcasing a professionally designed landscaping package, Sherwin Williams paint, a garage door opener, and a full sprinkler system for easy maintenance and curb appeal. Experience elevated townhome living in St. Cloud with the Avalon plan where quality finishes, smart design, and modern features come together seamlessly.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 97 closed townhouse or villa sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$344,000
$188 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,834 sq ft
Time on market
27 days
Year built
2026
Monthly payment
About $2,586/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,000 annual tax bill, insurance, and the $370/mo HOA fee.
HOA fee
$370/mo
Managed by Joey Arroyo.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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