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Overview

5 bd3 ba2,585 sqftSingle Family
TypeSingle Family
HOA$367/qtr
Built2019
Lot5,663 sqft
Living area2,585 sqft
Price / sqft$178

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsRain GuttersSidewalkClubhousePlaygroundPoolDishwasher

1630 Scarbrough Abby Pl is a 2019-built home in Hanover Square, St Cloud. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,585 square feet of living space. Listed at $458,990 (about $178/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $367 quarterly.

From the listing

Welcome to this spacious 5-bedroom, 3-bath home offering over 2,500 square feet of living space with beautiful upgrades throughout. Step inside to high ceilings, abundant natural light, and an open-concept layout seamlessly connecting the kitchen, dining, and living areas. The kitchen features granite countertops and stainless-steel appliances, flowing into a spacious living room anchored by a striking fireplace feature wall with an electric fireplace. Main level bedroom and full bath perfect for guests, in-laws, or anyone who prefers to avoid the stairs. Convenient storage under the stairs adds functionality. Upstairs you'll find generously sized bedrooms, a laundry room, and a primary suite with a garden tub, glass shower, and electronic shades that rise with the morning light. Step outside into a fully fenced backyard oasis featuring a beautiful pergola, koi pond, and outdoor speakers that convey, ideal for relaxing or entertaining. Ready to enjoy with space and style. Schedule your showing today!

The essentials

Built
2019
Price / sqft
$178
On market
2 days
Annual tax
$4,579
HOA
$367/qtr
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
Community pool
Shared amenity
5,663 sqft lot
Lot size
2,585 sqft
Living area

Payment

Est. monthly payment
$3,127/mo
Down payment (20%)
$91,798
Property taxes
$382/mo
HOA
$367/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
5,663 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
2
Ceiling Fans(s)
High Ceilings
Rain Gutters
Sidewalk
Clubhouse
Playground
Pool
Dishwasher
Disposal
Microwave
Range
Elementary
VOYAGER K-8
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,579
Parcel #
16-25-31-3442-0001-0140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hanover Square
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
5,663 sqft
HOA
$367/qtr
REAL MANAGE

Price history

Date
Event
Price
10/7/2026
Listed for sale
Source: Stellar MLS #S5159128
$458,990
$178/sqft

Neighborhood

1630 Scarbrough Abby Pl
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $458,990
$457,500 – $458,990
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 474 home closings in 34771 landed at this number or higher (64%). The median one sat 36 days before it went under contract, and this one is on day 2.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,127/mo
Principal & interest$2,394
Property taxes$382
Insurance$229
HOA$122
Down payment20% · $91,798
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$458,990

$178 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,585 sq ft

Time on market

2 days

Year built

2019

Monthly payment

About $3,127/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,579 annual tax bill, insurance, and the $367/qtr HOA fee.

HOA fee

$367/qtr

Managed by REAL MANAGE.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySOUTHERN GROUNDS REALTY LLCListing agent: Madie ZilkeListing data from Stellar MLS, MLS# S5159128.

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