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Overview

3 bd2 ba1,501 sqft2 car garageSingle Family
TypeSingle Family
HOA$110/qtr
Built2024
Lot4,792 sqft
Living area1,501 sqft
Price / sqft$226
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSolid Surface CountersThermostatSidewalkDishwasherMicrowave

7112 Mottled Duck Dr is a 2024-built home in Villages At Harmony Pb 2c & 2d, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,501 square feet of living space. Listed at $339,900 (about $226/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $110 quarterly.

From the listing

Enjoy modern living in the desirable Harmony community! Built less than two years ago, this nearly new home features an open floor plan, abundant natural light, neutral finishes, a spacious primary suite, flexible living spaces, and smart-home wiring. The covered lanai overlooks a fully fenced backyard, perfect for relaxing or entertaining. Residents enjoy resort-style amenities, including a community pool, splash pad, clubhouse, fitness center, playground, dog park, and scenic walking and biking trails. Conveniently located near US-192, with access to shopping, dining, major attractions, and Florida's East Coast beaches. Schedule your showing today!

The essentials

Built
2024
Price / sqft
$226
On market
2 days
Annual tax
$6,377
HOA
$110/qtr
Flood zone
X · Low risk
Lot
4,792 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
4,792 sqft lot
Lot size
1,501 sqft
Living area

Payment

Est. monthly payment
$2,511/mo
Down payment (20%)
$67,980
Property taxes
$531/mo
HOA
$110/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
4,792 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
2
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Thermostat
Sidewalk
Dishwasher
Microwave
Range
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,377
Parcel #
18-26-32-3598-0001-0430

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villages At Harmony Pb 2c & 2d
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
4,792 sqft
HOA
$110/qtr
Harmony West Homeowners Association

Price history

Date
Event
Price
10/14/2026
Listed for sale
Source: Stellar MLS #S5159490
$339,900
$226/sqft

Neighborhood

7112 Mottled Duck Dr
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $339,900
$337,500 – $339,900
99.5% – 100% of listTops out right at the list price
80% of listList price
77 of the last 133 home closings in 34773 landed at this number or higher (58%). The median one sat 44 days before it went under contract, and this one is on day 2.

Sample: 133 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,511/mo
Principal & interest$1,773
Property taxes$531
Insurance$170
HOA$37
Down payment20% · $67,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$339,900

$226 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,501 sq ft

Time on market

2 days

Year built

2024

Monthly payment

About $2,511/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,377 annual tax bill, insurance, and the $110/qtr HOA fee.

HOA fee

$110/qtr

Managed by Harmony West Homeowners Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byPROFESSIONAL REAL ESTATE TEAMListing agent: Diana PerezListing data from Stellar MLS, MLS# S5159490.

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