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Overview

3 bd2 ba1,651 sqft2 car garageSingle Family
TypeSingle Family
HOA$265/mo
Built2023
Lot5,449 sqft
Living area1,651 sqft
Price / sqft$198
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanSplit BedroomStone CountersThermostatWalk-in Closet(s)

402 Charlotte Way is a 2023-built home in Victoria Oaks Ph D, Deland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,651 square feet of living space. Listed at $327,500 (about $198/sqft), 19 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $265 monthly.

From the listing

Seller will contribute $5000.00 towards a buyer's mortgage rate buy-down with an acceptable contract by December 1, 2026. Move-in ready and just three years old, this custom-built home offers 3 bedrooms, 2 bathrooms, and a 2-car garage with an open floor plan designed for comfortable everyday living and easy entertaining. Connected living, dining, and kitchen spaces create a welcoming gathering place, while a walk-in pantry keeps kitchen essentials organized. The primary suite features a walk-in closet with ample storage. Low-E windows, doors, and sliders deliver excellent thermal performance in this new-construction property. Step outside to the screened patio, perfect for morning coffee or relaxing evenings overlooking the large, fenced backyard with plenty of space for outdoor activities, gardening, or pets. Enjoy community amenities including pools, a clubhouse, a fitness center, a playground, and a trail, offering opportunities to stay active, unwind, and connect with neighbors. With modern features, inviting outdoor spaces, and desirable amenities, this home is ready for you to settle in and enjoy.

The essentials

Built
2023
Price / sqft
$198
On market
19 days
Annual tax
$5,563
HOA
$265/mo
Flood zone
X · Low risk
Lot
5,449 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Fitness center too
2 car garage
Garage Door Opener
5,449 sqft lot
Lot size
1,651 sqft
Living area

Payment

Est. monthly payment
$2,600/mo
Down payment (20%)
$65,500
Property taxes
$464/mo
HOA
$265/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
5,449 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Days on Market
19
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Rain Gutters
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Irrigation-reclaimed Water
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Cooktop
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$5,563
Parcel #
7027-08-00-5500

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Victoria Oaks Ph D
County
Volusia
MLS Area
32724 - Deland
Lot Size
5,449 sqft
City LimitsLandscapedSidewalkPaved
HOA
$265/mo
Victoria Oaks Community Association

Price history

Date
Event
Price
11/13/2026
Price change
Source: Stellar MLS #S5159622
$327,500-0.8%
$198/sqft
10/27/2026
Listed for sale
Source: Stellar MLS #S5159622
$329,990
$200/sqft

Neighborhood

402 Charlotte Way
Deland, FL, 32724 · 32724 - Deland

Market insights

Offer Insights

Choose an offer strength

List price: $327,500
$325,000 – $327,500
99% – 100% of listTops out right at the list price
80% of listList price
196 of the last 391 home closings in 32724 landed at this number or higher (50%). The median one sat 37 days before it went under contract, and this one is on day 19 after a $2,490 cut.

Sample: 391 closed home sales in 32724 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,600/mo
Principal & interest$1,708
Property taxes$464
Insurance$164
HOA$265
Down payment20% · $65,500
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$327,500

$198 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,651 sq ft

Time on market

19 days

Year built

2023

Monthly payment

About $2,600/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,563 annual tax bill, insurance, and the $265/mo HOA fee.

HOA fee

$265/mo

Managed by Victoria Oaks Community Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byELLINGSON PROPERTIES LLCListing agent: Gregory EllingsonListing data from Stellar MLS, MLS# S5159622.

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