8045 Surf St, photo 1
Active
1 / 45

Overview

5 bd6 ba2,632 sqftSingle Family
TypeSingle Family
HOA$602/mo
Built2019
Lot1,742 sqft
Living area2,632 sqft
Price / sqft$370

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Coffered Ceiling(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimarybedroom UpstairsThermostatTray Ceiling(s)

8045 Surf St is a 2019-built home in Rolling Oaks Ph 5, Kissimmee. Inside you'll find 5 bedrooms, 6 bathrooms, and 2,632 square feet of living space. Listed at $975,000 (about $370/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $602 monthly.

From the listing

EXTREMELY RARE OPPORTUNITY! Own a stunning 5-BEDROOM, 6-BATH WATERFRONT COTTAGE WITH A PRIVATE POOL AND SPA in Margaritaville Resort Orlando for UNDER $1 MILLION! This BEAUTIFUL, FULLY FURNISHED cottage has an open-concept design that flows seamlessly into your own private backyard paradise, featuring a sparkling pool, relaxing spa, and BREATHTAKING WATER AND SUNSET VIEWS! Every bedroom features its own ensuite bathroom, plus there's a convenient pool bath to keep wet feet out of the house! Two bedrooms have private balconies overlooking the fenced pool area and tranquil water views, including a second-floor bedroom and the third-floor primary suite. The upstairs loft provides even more space for entertaining, whether it's GAME NIGHT, movie night, or even a silent disco with friends! Looking for a full-time residence, vacation getaway, or income-producing investment property? This cottage offers incredible flexibility! This cottage is TURNKEY, complete with the approved furniture and housewares package, it's ready to enjoy or prepare for short-term rentals, subject to applicable requirements. And the LOCATION? It's hard to beat! Margaritaville Resort Orlando offers a vibrant resort lifestyle with walkable access to restaurants, shopping, entertainment, a movie theater, and a water park! HOA and Fins Up Club services and amenities include internal resort transportation, scheduled theme park shuttle service, daily trash pickup, landscaping, pest control, twice-weekly pool service, cable, internet, and phone service. Enjoy access to 7 POOLS, a hot tub, fitness center, and select on-property discounts, subject to membership and access requirements. WATERFRONT. PRIVATE POOL & SPA. FIVE ENSUITE BEDROOMS. PLUS A SEPERATE POOL BATHROOM. FULLY FURNISHED. UNDER $1 MILLION. Opportunities like this deserve a closer look. Schedule your private showing today!

The essentials

Built
2019
Price / sqft
$370
On market
3 days
Annual tax
$12,418
HOA
$602/mo
Flood zone
X · Low risk
Lot
1,742 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 2019
Water views
Pool
Private pool
Heated
1,742 sqft lot
Lot size
2,632 sqft
Living area

Payment

Est. monthly payment
$7,209/mo
Down payment (20%)
$195,000
Property taxes
$1,035/mo
HOA
$602/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
1,742 sqft
Cooling
Central Air
Heating
Baseboard, Central, Gas
Parking
Guest, Open
Pool
In Ground, Gunite, Heated, Lighting, Outside Bath Access, Pool Alarm, Waterfall, Tile
Days on Market
3
Ceiling Fans(s)
Coffered Ceiling(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primarybedroom Upstairs
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Outdoor Grill
Sidewalk
Dog Park
Fitness Center
Gated Community - Guard
Irrigation-reclaimed Water
Park
Playground
Pool
Restaurant
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Freezer
Ice Maker
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Elementary
Westside Elem
Middle
West Side
High
Celebration High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$12,418
Parcel #
04-25-27-5005-0001-1520

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rolling Oaks Ph 5
County
Osceola
MLS Area
34747 - Kissimmee/Celebration
Lot Size
1,742 sqft
HOA
$602/mo
Amanda Narehood

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #S5159643
$975,000
$370/sqft

Neighborhood

8045 Surf St
Kissimmee, FL, 34747 · 34747 - Kissimmee/Celebration

Market insights

Offer Insights

Choose an offer strength

List price: $975,000
$950,000 – $975,000
97.4% – 100% of listTops out right at the list price
80% of listList price
147 of the last 292 home closings in 34747 landed at this number or higher (50%). The median one sat 61 days before it went under contract, and this one is on day 3.

Sample: 292 closed home sales in 34747 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,209/mo
Principal & interest$5,085
Property taxes$1,035
Insurance$488
HOA$602
Down payment20% · $195,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$975,000

$370 per sq ft

Beds and baths

5 beds, 6 baths

Size

2,632 sq ft

Time on market

3 days

Year built

2019

Monthly payment

About $7,209/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,418 annual tax bill, insurance, and the $602/mo HOA fee.

HOA fee

$602/mo

Managed by Amanda Narehood.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Nikki FelixListing data from Stellar MLS, MLS# S5159643.

Keep exploring Florida

Pick up where you left off, or see what else is out there.