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Overview

4 bd3 ba1,880 sqft2 car garageSingle Family
TypeSingle Family
HOA$197/yr
Built2017
Lot5,600 sqft
Living area1,880 sqft
Price / sqft$185
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenIN Wall Pest SystemHurricane ShuttersSliding DoorsDeed RestrictionsPlaygroundPoolDishwasher

409 Serenity MILL Loop is a 2017-built home in Riverbend West Ph 2, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,880 square feet of living space. Listed at $348,000 (about $185/sqft), 826 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $197 semi-annually.

From the listing

Welcome to this stunning 4 bedroom, 2 1/2 bathroom home with a fantastic 2-story layout. This beautifully maintained property boasts spacious living areas, a modern kitchen, open floor plan, large master suite with a walk-in closet and en-suite bathroom. The backyard features a big open space for kids and pets to play. Located in a desirable neighborhood, this home is perfect for families looking for both comfort and style. Don't miss out on the opportunity to make this house your new home! Contact us today for a private showing.

The essentials

Built
2017
Price / sqft
$185
On market
826 days
Annual tax
$7,524
HOA
$197/yr
Flood zone
X · Low risk
Lot
5,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Community pool
Shared amenity
2 car garage
5,600 sqft lot
Lot size
1,880 sqft
Living area

Payment

Est. monthly payment
$2,632/mo
Down payment (20%)
$69,600
Property taxes
$627/mo
HOA
$197/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
5,600 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
826
Eat-in Kitchen
IN Wall Pest System
Hurricane Shutters
Sliding Doors
Deed Restrictions
Playground
Pool
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2023)
$7,524
Parcel #
U-18-32-19-A76-000002-00086.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Riverbend West Ph 2
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
5,600 sqft
HOA
$197/yr
Wise Property Management, Inc./Zachary Davis

Price history

Date
Event
Price
4/19/2025
Price change
Source: Stellar MLS #T3537718
$348,000-2.0%
$185/sqft
7/7/2024
Listed for sale
Source: Stellar MLS #T3537718
$355,000
$189/sqft

Neighborhood

409 Serenity MILL Loop
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $348,000
$347,500 – $348,000
99.5% – 100% of listTops out right at the list price
80% of listList price
123 of the last 211 home closings in 33570 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 826 after a $7,000 cut.

Sample: 211 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,632/mo
Principal & interest$1,815
Property taxes$627
Insurance$174
HOA$16
Down payment20% · $69,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$348,000

$185 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,880 sq ft

Time on market

826 days

Year built

2017

Monthly payment

About $2,632/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,524 annual tax bill, insurance, and the $197/yr HOA fee.

HOA fee

$197/yr

Managed by Wise Property Management, Inc./Zachary Davis.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDALTON WADE INCListing agent: Matthew HoustonListing data from Stellar MLS, MLS# T3537718.

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