3732 Bergamot St, photo 1
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Overview

4 bd3 ba2,278 sqft2 car garageSingle Family
TypeSingle Family
HOA$40/mo
Built2025
Lot4,668 sqft
Living area2,278 sqft
Price / sqft$172
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanPest Guard SystemPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)

3732 Bergamot St is a 2025-built home in Gum Lake Preserve, Lake Alfred. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,278 square feet of living space. Listed at $390,900 (about $172/sqft), 726 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $40 monthly.

From the listing

Centrally located between Tampa and Orlando, Gum Lake Preserve will offer upgraded, move-in ready homes at an affordable price. In addition to exceptional homes, this community will feature abundant open green space, a pond, playground, picnic area, nature trail and boat ramp to Gum Lake. The Sabal floor plan is beautiful, fenced in, two-story home perfect for any family! Downstairs is a large family room, separate dining room, chef-ready kitchen and a grand foyer to welcome guests. Upstairs you will find four spacious bedrooms and an additional flex room. The home is filled with designer features and upgrades including granite countertops, stainless steel appliances, smart home technology and so much more! An inviting, open-concept design creates a sense of expansive comfort in the Sabal. The downstairs area boasts a generous family room and dining space, perfect for gatherings and everyday living. A spacious closet under the stairs offers additional storage options for those extra items. Upstairs, the sense of space continues with four spacious bedrooms. A versatile flex room adds a layer of adaptability, whether used as a home office, playroom, or quiet retreat. This thoughtful layout seamlessly blends functionality with openness, creating a home that is both practical and welcoming. A remarkable feature of the Sabal are the walk-in closets found in each room. With great storage throughout the home, you feel a sense of space and organization. You will love having space for all your clothes, holiday decorations, linens and the kids’ toys and books. This thoughtful design enhances your home’s functionality and provides a sense of calm throughout your home.

The essentials

Built
2025
Price / sqft
$172
On market
726 days
Annual tax
$998
HOA
$40/mo
Flood zone
X · Low risk
Lot
4,668 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
2 car garage
Driveway
4,668 sqft lot
Lot size
2,278 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$2,358/mo
Down payment (20%)
$78,180
Property taxes
$83/mo
HOA
$40/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
4,668 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
726
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Golf Carts OK
Park
Playground
Sidewalks
Street Lights
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range
Refrigerator
Elementary
Lake Alfred Elem
Middle
Stambaugh Middle
High
Auburndale High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$998
Parcel #
26-27-20-489402-002060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gum Lake Preserve
County
Polk
MLS Area
33850 - Lake Alfred
Lot Size
4,668 sqft
Corner Lot
HOA
$40/mo
Melrose Management

Price history

Date
Event
Price
5/15/2026
Price change
Source: Stellar MLS #TB8312201
$390,900+0.3%
$172/sqft
-
Price change
Source: Stellar MLS #TB8312201
$389,900-11.6%
$171/sqft
10/17/2024
Listed for sale
Source: Stellar MLS #TB8312201
$440,900
$194/sqft

Neighborhood

3732 Bergamot St
Lake Alfred, FL, 33850 · 33850 - Lake Alfred

Market insights

Offer Insights

Choose an offer strength

List price: $390,900
$390,000 – $390,900
99.5% – 100% of listTops out right at the list price
80% of listList price
59 of the last 100 home closings in 33850 landed at this number or higher (59%). The median one sat 59 days before it went under contract, and this one is on day 726 after a $50,000 cut.

Sample: 100 closed home sales in 33850 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,357/mo
Principal & interest$2,039
Property taxes$83
Insurance$195
HOA$40
Down payment20% · $78,180
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$390,900

$172 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,278 sq ft

Time on market

726 days

Year built

2025

Monthly payment

About $2,358/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $998 annual tax bill, insurance, and the $40/mo HOA fee.

HOA fee

$40/mo

Managed by Melrose Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byLGI REALTY- FLORIDA, LLCListing agent: Gayle Van WagenenListing data from Stellar MLS, MLS# TB8312201.

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