3420 Channelside CT, photo 1
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Overview

5 bd5 ba3,890 sqft3 car garageSingle Family
TypeSingle Family
HOA$200/mo
Built2026
Lot7,096 sqft
Living area3,890 sqft
Price / sqft$632
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
EDGE WATER RESERVE
Type
Single Family Residence

True monthly carry

HOA
~$200/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)Coffered Ceiling(s)Outdoor KitchenCooktopDishwasherDisposalDryerMicrowave

3420 Channelside CT is a 2026-built home in Edge Water Reserve, Safety Harbor. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,890 square feet of living space. Listed at $2,457,000 (about $632/sqft), 513 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $200 monthly.

From the listing

Under Construction. BRAND NEW CONSTRUCTION WITH COMPLETION OCT 2026 - THE SHOWSTOPPER OF EDGE WATER RESERVE! Completion is right around the corner for this premier, custom waterfront masterpiece meticulously designed by Grandview Custom Homes. Nestled on a quiet, exclusive cul-de-sac of only six homes, this 5-bedroom, 5-bathroom architectural marvel spans 3,890 sq. ft. of pure luxury. Make a grand entrance into soaring ceilings and a custom stairway featuring modern glass rails and integrated LED lighting. Oversized custom porcelain tile flows seamlessly into a magnificent open-concept living space and a true chef’s kitchen with coffered ceilings. Hidden gems abound, including a massive walk-in pantry with a second refrigerator and built-in desk area. Experience the ultimate Florida waterfront lifestyle with direct canal views, no rear neighbors, a custom swimming pool, and a fully equipped outdoor kitchen. The upper level is an absolute sanctuary. The primary suite retreat boasts dual walk-in closets, a hidden safe room, and a massive private covered patio with breathtaking water views. Entertainment is effortless with a dedicated Theater/Game Room complete with its own custom mini-bar. Every bathroom is a spa-like experience, highlighted by the primary bath's all-glass shower and freestanding modern tub. Built with uncompromising structural integrity, the home features full hurricane-rated windows, energy-efficient foam attic insulation, soundproofed interior walls, a whole-house stereo system, and an oversized 3-car garage with dedicated storage. Located just minutes from the world-famous Safety Harbor Spa, vibrant downtown dining, award-winning beaches, and Tampa International Airport. Brand new construction under completion—don't miss your chance to own a piece of paradise!

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The essentials

Built
2026
Price / sqft
$632
On market
513 days
Annual tax
$2,861
HOA
$200/mo
Flood zone
AE
Lot
7,096 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Waterfront
Canal - Brackish
Private pool
Heated
3 car garage
7,096 sqft lot
Lot size

Payment

Est. monthly payment
$14,481/mo
Down payment (20%)
$491,400
Property taxes
$238/mo
HOA
$200/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,096 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Heated, In Ground
Waterfront
Canal - Brackish
Days on Market
513
Ceiling Fans(s)
Coffered Ceiling(s)
Outdoor Kitchen
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Refrigerator
Washer
Elementary
Safety Harbor Elementary-PN
Middle
Safety Harbor Middle-PN
High
Countryside High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2024)
$2,861
Parcel #
16-28-16-24812-001-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Edge Water Reserve
County
Pinellas
MLS Area
34695 - Safety Harbor
Lot Size
7,096 sqft
HOA
$200/mo
Jim Sitter

Price history

Date
Event
Price
5/25/2026
Price change
Source: Stellar MLS #TB8375309
$2,457,000+11.7%
$632/sqft
-
Price change
Source: Stellar MLS #TB8375309
$2,199,000+8.1%
$565/sqft
5/16/2025
Listed for sale
Source: Stellar MLS #TB8375309
$2,035,000
$523/sqft

Neighborhood

3420 Channelside CT
Safety Harbor, FL, 34695 · 34695 - Safety Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $2,457,000
$2.43M – $2.46M
98.8% – 100% of listTops out right at the list price
80% of listList price
50 of the last 99 home closings in 34695 landed at this number or higher (51%). The median one sat 22 days before it went under contract, and this one is on day 513.

Sample: 99 closed home sales in 34695 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$14,481/mo
Principal & interest$12,814
Property taxes$238
Insurance$1,229
HOA$200
Down payment20% · $491,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,457,000

$632 per sq ft

Beds and baths

5 beds, 5 baths

Size

3,890 sq ft

Time on market

513 days

Year built

2026

Monthly payment

About $14,481/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,861 annual tax bill, insurance, and the $200/mo HOA fee.

HOA fee

$200/mo

Managed by Jim Sitter.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byIMPACT REALTY TAMPA BAYListing agent: Curt ChandlerListing data from Stellar MLS, MLS# TB8375309.

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