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Overview

3 bd4 ba2,343 sqft2 car garageTownhouse
TypeTownhouse
HOA$2,000/yr
Built2021
Lot3,149 sqft
Living area2,343 sqft
Price / sqft$618
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Dry BarEat-in KitchenElevatorHigh CeilingsKitchen/Family Room Combo

255 2nd St S is a 2021-built home in Harbour Pointe West, Safety Harbor. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,343 square feet of living space. Listed at $1,449,000 (about $618/sqft), 4 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $2,000 annually.

From the listing

Some locations are convenient. Others change the way you live. This Safety Harbor gem does both. Welcome to 255 2nd Street, where exceptional craftsmanship, thoughtful design, and an unbeatable location come together in one of Safety Harbor's most coveted residential settings. Part of an intimate collection of just four residences that rarely become available, this newer construction home offers a unique opportunity to own something truly special in the heart of downtown. Built with an emphasis on quality, this solid block construction home delivers luxury without compromise and lasting peace of mind. Gorgeous finishes, an abundance of natural light, carefully considered details, and an intelligent use of space create a home that feels both sophisticated and effortlessly livable. A dramatic two-story entry with soaring ceilings welcomes you into the heart of the home, where a chef's dream kitchen opens to expansive living and entertaining spaces. A private in-home elevator provides convenient access to each floor, while a secluded backyard retreat offers the perfect setting for relaxing, outdoor dining, and entertaining. Upstairs, three spacious bedrooms, each with its own ensuite bathroom and walk-in closet, provide exceptional comfort and privacy. And then there's the location! Step outside and discover the charm that makes so many fall in love with Safety Harbor. Your morning Starbucks coffee is less than a minute's walk away, while charming boutiques, acclaimed restaurants, waterfront sunrise strolls, and evenings along Main Street are all part of everyday life. Enjoy the energy of Third Friday celebrations, local festivals, and the beautiful waterfront park, all just moments from your front door. Beyond downtown, you're perfectly positioned to enjoy everything Tampa Bay has to offer, from award-winning Gulf beaches and Tampa International Airport to professional sports, entertainment, and the cultural attractions of downtown Tampa and St. Petersburg. Opportunities like this are few and far between. Come experience why this Safety Harbor jewel proves you really can have it all.

The essentials

Built
2021
Price / sqft
$618
On market
4 days
Annual tax
$12,833
HOA
$2,000/yr
Flood zone
X · Low risk
Lot
3,149 sqft
Type
Townhouse

At a glance

Townhouse
Built 2021
2 car garage
Driveway
3,149 sqft lot
Lot size
2,343 sqft
Living area

Payment

Est. monthly payment
$9,518/mo
Down payment (20%)
$289,800
Property taxes
$1,069/mo
HOA
$2,000/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2021
Lot
3,149 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Golf Cart Parking, Off Street
Days on Market
4
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
Elevator
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Window Treatments
Courtyard
Private Yard
Sidewalk
Deed Restrictions
Golf Carts OK
Sidewalks
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Gas Cooktop
Microwave
Range
Range Hood
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$12,833
Parcel #
03-29-16-36680-000-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbour Pointe West
County
Pinellas
MLS Area
34695 - Safety Harbor
Lot Size
3,149 sqft
Drainage CanalCity LimitsLandscapedLevelSidewalkStreet One WayPaved
HOA
$2,000/yr
Derek Armanious

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #TB8558669
$1,449,000
$618/sqft

Neighborhood

255 2nd St S
Safety Harbor, FL, 34695 · 34695 - Safety Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $1,449,000
$1.42M – $1.45M
97.7% – 100% of listTops out right at the list price
80% of listList price
12 of the last 23 townhouse or villa closings in 34695 landed at this number or higher (52%). The median one sat 49 days before it went under contract, and this one is on day 4.

Sample: 23 closed townhouse or villa sales in 34695 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,518/mo
Principal & interest$7,557
Property taxes$1,069
Insurance$725
HOA$167
Down payment20% · $289,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,449,000

$618 per sq ft

Beds and baths

3 beds, 4 baths

Size

2,343 sq ft

Time on market

4 days

Year built

2021

Monthly payment

About $9,518/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,833 annual tax bill, insurance, and the $2,000/yr HOA fee.

HOA fee

$2,000/yr

Managed by Derek Armanious.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBLAKE REAL ESTATE INCListing agent: Julie Perretta McCarthyListing data from Stellar MLS, MLS# TB8558669.

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