644 Yardarm Dr #22, photo 1
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Overview

2 bd2 ba1,002 sqftCondominium
TypeCondominium
Condo dues$697/mo
Built1986
Lot911 sqft
Living area1,002 sqft
Price / sqft$344

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Attic VentilatorCeiling Fans(s)Awning(s)Association Recreation - OwnedCommunity MailboxDeed RestrictionsGated Community - No GuardGolf Carts OK

644 Yardarm Dr #22 is a 1986-built home in Yardarm Condo Ph I, Apollo Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,002 square feet of living space. Listed at $345,000 (about $344/sqft), 500 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $697 monthly.

From the listing

644 Yardarm Drive | Waterfront Condo 2 Beds | 2 Baths | Private Boat Dock with Lift | Dock space #3 | Gated Community | First Floor Seller contributing 1 year of HOA fees!! Welcome to 644 Yardarm Drive, a beautifully updated first-floor condo offering true waterfront living in the heart of Apollo Beach. This 2-bedroom, 2-bath home features over 1,000 square feet of living space and sits at a higher elevation—safe and dry through recent historic storms. Just steps from your back door, enjoy your own private 30’ deeded boat slip with a 6,000-pound lift on the extended Flamingo Canal, providing quick access to Tampa Bay. Inside, you’ll find a light and airy interior with beautiful tile flooring, and upgraded light fixtures. The kitchen has been reimagined with a new imported island, hardwood cabinetry, stainless steel appliances, a stand-alone icemaker. Both bathrooms were completely remodeled in 2025, updated A/C (2018), and full electrical and plumbing updates completed in 2025 add peace of mind. The screened lanai was rescreened with premium 20/20 mesh in 2024, and an extended back patio with pavers and hose bib makes the perfect grilling area while you watch for dolphins and manatees. The long driveway fits up to four cars and includes an extra guest parking space, plus overhead carport storage and attic space above the second bedroom. This friendly, gated community features a pool, tennis and basketball courts, and beautifully maintained landscaping. The HOA covers the seawall, roof, irrigation, exterior and flood insurance- helping reduce your insurance and maintenance costs. Conveniently located near Finn’s and Circles restaurants, this move-in ready condo also allows short-term rentals see HOA guidelines—making it an ideal full-time residence, seasonal getaway, or investment opportunity.

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The essentials

Built
1986
Price / sqft
$344
On market
500 days
Annual tax
$4,397
Condo dues
$697/mo
Flood zone
AE
Lot
911 sqft
Type
Condominium

At a glance

Condo
Built 1986
Waterfront
Bay/Harbor
Community pool
Shared amenity
1,002 sqft
Living area

Payment

Est. monthly payment
$3,035/mo
Down payment (20%)
$69,000
Property taxes
$366/mo
Condo dues
$697/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1986
Lot
911 sqft
Cooling
Central Air
Heating
Central
Parking
Covered, Driveway, Ground Level, Guest, Off Street, Open
Waterfront
Bay/Harbor, Canal - Saltwater
Days on Market
500
Attic Ventilator
Ceiling Fans(s)
Awning(s)
Association Recreation - Owned
Community Mailbox
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Special Community Restrictions
Tennis Court(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Flood Zone AE
Annual Tax (2024)
$4,397
Parcel #
U-21-31-19-1TQ-000000-00022.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Yardarm Condo Ph I
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
911 sqft
In CountyLandscapedNear MarinaSlopedPrivate
Condo dues
$697/mo
Richard Balderson

Price history

Date
Event
Price
8/20/2026
Price change
Source: Stellar MLS #TB8391410
$345,000-4.2%
$344/sqft
-
Price change
Source: Stellar MLS #TB8391410
$360,000-15.1%
$359/sqft
5/30/2025
Listed for sale
Source: Stellar MLS #TB8391410
$424,000
$423/sqft

Neighborhood

644 Yardarm Dr #22
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $345,000
$342,500 – $345,000
99.5% – 100% of listTops out right at the list price
80% of listList price
9 of the last 15 condo closings in 33572 landed at this number or higher (60%). The median one sat 113 days before it went under contract, and this one is on day 500 after a $79,000 cut.

Sample: 15 closed condo sales in 33572 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,035/mo
Principal & interest$1,799
Property taxes$366
Insurance$173
HOA$697
Down payment20% · $69,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$345,000

$344 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,002 sq ft

Time on market

500 days

Year built

1986

Monthly payment

About $3,035/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,397 annual tax bill, insurance, and $697/mo in condo dues.

Condo dues

$697/mo

Managed by Richard Balderson.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered by27NORTH REALTYListing agent: Shawna CalvertListing data from Stellar MLS, MLS# TB8391410.

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