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About this home
644 Yardarm Dr #22 is a 1986-built home in Yardarm Condo Ph I, Apollo Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,002 square feet of living space. Listed at $345,000 (about $344/sqft), 500 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $697 monthly.
644 Yardarm Drive | Waterfront Condo 2 Beds | 2 Baths | Private Boat Dock with Lift | Dock space #3 | Gated Community | First Floor Seller contributing 1 year of HOA fees!! Welcome to 644 Yardarm Drive, a beautifully updated first-floor condo offering true waterfront living in the heart of Apollo Beach. This 2-bedroom, 2-bath home features over 1,000 square feet of living space and sits at a higher elevation—safe and dry through recent historic storms. Just steps from your back door, enjoy your own private 30’ deeded boat slip with a 6,000-pound lift on the extended Flamingo Canal, providing quick access to Tampa Bay. Inside, you’ll find a light and airy interior with beautiful tile flooring, and upgraded light fixtures. The kitchen has been reimagined with a new imported island, hardwood cabinetry, stainless steel appliances, a stand-alone icemaker. Both bathrooms were completely remodeled in 2025, updated A/C (2018), and full electrical and plumbing updates completed in 2025 add peace of mind. The screened lanai was rescreened with premium 20/20 mesh in 2024, and an extended back patio with pavers and hose bib makes the perfect grilling area while you watch for dolphins and manatees. The long driveway fits up to four cars and includes an extra guest parking space, plus overhead carport storage and attic space above the second bedroom. This friendly, gated community features a pool, tennis and basketball courts, and beautifully maintained landscaping. The HOA covers the seawall, roof, irrigation, exterior and flood insurance- helping reduce your insurance and maintenance costs. Conveniently located near Finn’s and Circles restaurants, this move-in ready condo also allows short-term rentals see HOA guidelines—making it an ideal full-time residence, seasonal getaway, or investment opportunity.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$345,000
$344 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,002 sq ft
Time on market
500 days
Year built
1986
Monthly payment
About $3,035/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,397 annual tax bill, insurance, and $697/mo in condo dues.
Condo dues
$697/mo
Managed by Richard Balderson.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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