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Overview

3 bd2 ba1,510 sqft2 car garageSingle Family
TypeSingle Family
HOA$130/mo
Built2022
Lot5,505 sqft
Living area1,510 sqft
Price / sqft$232
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboSmart HomeWalk-in Closet(s)SidewalkDishwasherDisposalDryerMicrowave

10665 Penny Gale Loop is a 2022-built home in Mirada Prcl 17-2, San Antonio. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,510 square feet of living space. Listed at $349,990 (about $232/sqft), 422 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $130 monthly.

From the listing

Short Sale. PRICE IMPROVEMENT! Resort-Style Living at Mirada Lagoon – Short Sale Opportunity! Third Party Approval Required! Don’t miss this incredible opportunity to own a newer, well-maintained home in the highly sought-after Mirada community, home to the largest lagoon in the nation. This inviting 3-bedroom, 2-bathroom residence offers modern comfort and a lifestyle like no other. Step inside to find a bright, open floor plan designed for both relaxation and entertaining. Enjoy a spacious kitchen with contemporary finishes, a welcoming living area, and comfortable bedrooms that provide the perfect retreat at the end of the day. At the heart of the community lies the breathtaking 15-acre Mirada Lagoon, where you can enjoy swimming, kayaking, paddleboarding, and relaxing in the sand year-round. The neighborhood also features scenic walking and biking trails, bird-watching areas, playgrounds, and even a dog park—making it the perfect place to live, work, and play. Additional perks include cable, high-speed internet, and lagoon access included in your HOA fees. Plus, with easy access to I-75, you’re just a short drive from downtown Tampa, shopping, dining, and entertainment. This short sale is a rare chance to live the resort lifestyle at an unbeatable value.

The essentials

Built
2022
Price / sqft
$232
On market
422 days
Annual tax
$6,407
HOA
$130/mo
Flood zone
X · Low risk
Lot
5,505 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
5,505 sqft lot
Lot size
1,510 sqft
Living area

Payment

Est. monthly payment
$2,664/mo
Down payment (20%)
$69,998
Property taxes
$534/mo
HOA
$130/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
5,505 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
422
Kitchen/Family Room Combo
Smart Home
Walk-in Closet(s)
Sidewalk
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone X
Annual Tax (2024)
$6,407
Parcel #
20-25-15-0020-02100-0520

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mirada Prcl 17-2
County
Pasco
MLS Area
33576 - San Antonio
Lot Size
5,505 sqft
HOA
$130/mo
Breeze Homes

Price history

Date
Event
Price
8/14/2026
Price change
Source: Stellar MLS #TB8418713
$349,990-2.8%
$232/sqft
-
Price change
Source: Stellar MLS #TB8418713
$359,990-4.0%
$238/sqft
8/17/2025
Listed for sale
Source: Stellar MLS #TB8418713
$375,000-9.7%
$248/sqft
10/6/2022
Sold
Source: Pasco County Public Record
$415,300
$275/sqft

Neighborhood

10665 Penny Gale Loop
San Antonio, FL, 33576 · 33576 - San Antonio

Market insights

Offer Insights

Choose an offer strength

List price: $349,990
$347,500 – $349,990
99.5% – 100% of listTops out right at the list price
80% of listList price
50 of the last 89 home closings in 33576 landed at this number or higher (56%). The median one sat 45 days before it went under contract, and this one is on day 422 after a $25,010 cut.

Sample: 89 closed home sales in 33576 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,664/mo
Principal & interest$1,825
Property taxes$534
Insurance$175
HOA$130
Down payment20% · $69,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,990

$232 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,510 sq ft

Time on market

422 days

Year built

2022

Monthly payment

About $2,664/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,407 annual tax bill, insurance, and the $130/mo HOA fee.

HOA fee

$130/mo

Managed by Breeze Homes.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Dammy SanchezListing data from Stellar MLS, MLS# TB8418713.

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