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123 Saint Kitts Way, Apollo Beach, FL, 33572

$114/sqft·Caribbean Isles Residential Cooperative

2 bd2 ba1,100 sqftManufactured Home
Listed by KELLER WILLIAMS SOUTH SHORE· Last updated · MLS# TB8444964

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Est. monthly payment
$1,008/mo
Down payment (20%)
$24,980
Property taxes
$52/mo
HOA
$242/mo
Rate assumed
6.8% · 30 yr
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At a glance

Manufactured home
Built 1978
Community pool
Shared amenity
5,390 sqft lot
Lot size
1,100 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenKitchen/Family Room ComboPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomWindow Treatments

123 Saint Kitts Way is a 1978-built home in Caribbean Isles Residential Cooperative, Apollo Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,100 square feet of living space. Listed at $124,900 (about $114/sqft), 192 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $242 monthly.

From the listing

ARE YOU SEARCHING FOR AN AFFORDABLE RETIREMENT OR SEASONAL HOME? You really must check out this chance to acquire an ownership share in Caribbean Isles Residential Cooperative - one of Florida’s most desirable 55+ resident-owned waterfront communities. Here you will find the lifestyle as appealing as the homes themselves. You will pay NO LOT RENT or CDD. This fully FURNISHED, and move-in ready, residence offers an open concept layout with two bedrooms, two bathrooms, a formal living room, an eat-in kitchen, and a versatile family room which can be utilized as a third bedroom. The kitchen is fully accessorized and includes everything you need to begin enjoying your new home immediately. The primary bedroom features a large built-in closet and a private ensuite bath. Carpeted areas are Berber, known for durability and long wear, while the kitchen and bathrooms feature laminate flooring. An enclosed lanai provides the perfect spot for morning coffee, a good book, or simply enjoying peaceful Florida relaxation. Caribbean Isles is also known for its vibrant lifestyle. Residents enjoy outdoor activities, a heated pool, themed parties, game nights, dinners, and live entertainment —all centered around a clubhouse that includes a well-stocked library, craft room, and game room. It is truly a community where neighbors become friends, and every week offers something to look forward to. Caribbean Isles is located midway between Tampa/St. Petersburg and Sarasota/Bradenton on Florida’s West Coast — close to beaches, restaurants, shopping, and medical facilities. Bring your boat or RV — the community also offers on-site storage for a nominal annual fee of $120 to $250, depending on space size. If you’re seeking a place where you can simplify, socialize, and truly live — this is the opportunity you’ve been waiting for. Just pack a suitcase, and don't forget your swimsuit.

The essentials

Built
1978
Price / sqft
$114
On market
301 days
Annual tax
$629
HOA
$242/mo
Flood zone
AE
Lot
5,390 sqft
Type
Manufactured Home

Location

123 Saint Kitts Way
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Manufactured Home
Year Built
1978
Lot
5,390 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
301
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Window Treatments
Private Mailbox
Rain Gutters
Sliding Doors
Storage
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Dog Park
Gated Community - No Guard
Golf Carts OK
Park
Pool
Wheelchair Access
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone AE

Annual Tax (2024)

$629

Parcel #

U-22-31-19-606-000000-00392.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Caribbean Isles Residential Cooperative

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

5,390 sqft

In CountyLandscaped
HOA
$242/mo
Candis Farberov
Date
Event
Price
5/12/2026
Price change
Source: Stellar MLS #TB8444964
$124,900-7.4%
$114/sqft
Price change
Source: Stellar MLS #TB8444964
$134,900-3.6%
$123/sqft
11/14/2025
Listed for sale
Source: Stellar MLS #TB8444964
$139,900
$127/sqft
Est. monthly payment$1,008/mo
Principal & interest$651
Property taxes$52
Insurance$62
HOA$242
Down payment20% · $24,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $124,900
$123,000 – $124,900
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 260 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 301 after a $15,000 cut.

Sample: 260 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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