12227 Terra Ceia Ave, photo 1
Active
1 / 45

Overview

3 bd3 ba1,792 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built2001
Lot13,201 sqft
Living area1,792 sqft
Price / sqft$191
Garage1 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSplit BedroomWalk-in Closet(s)Dishwasher

12227 Terra Ceia Ave is a 2001-built home in Moon Lake Estates, New Port Richey. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,792 square feet of living space. Listed at $343,000 (about $191/sqft), 255 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 12227 Terra Ceia Ave in New Port Richey, a spacious 3-bedroom, 2.5-bath home situated on nearly half an acre with peaceful pond views and a screened in-ground pool. Inside, the home features an open floor plan with plenty of natural light and multiple living spaces that offer flexibility for everyday living and entertaining. A fireplace adds character to the main living area, while the generously sized primary suite includes a walk-in closet and private ensuite bath. The second bedroom also offers convenient access to a half bath. While the home offers an opportunity for its next owner to add their own updates and personal touches, several major improvements have already been addressed. Recent updates include a new HVAC system and a new roof to be installed prior to closing with an acceptable offer. Hurricane shutters provide additional peace of mind. Outside, there is plenty of room to enjoy the Florida lifestyle with a covered front porch, rear screened porch, and screened pool overlooking the pond. The sale also includes an additional .15-acre lot, bringing the total property size to just under half an acre and providing additional outdoor space and privacy. Located in Flood Zone X and convenient to Moon Lake Park, shopping, dining, and area recreation, this property offers a combination of space, water views, a private pool, and the opportunity to make the home your own.

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
2001
Price / sqft
$191
On market
255 days
Annual tax
$1,782
Flood zone
X · Low risk
Lot
13,201 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Waterfront
Pond
Private pool
In Ground
1 car garage
Driveway
0.45 acres
Lot size

Payment

Est. monthly payment
$2,109/mo
Down payment (20%)
$68,600
Property taxes
$149/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
13,201 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Off Street
Pool
In Ground, Screen Enclosure
Waterfront
Pond
Days on Market
255
Cathedral Ceiling(s)
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Walk-in Closet(s)
Dishwasher
Microwave
Range
Refrigerator
Solar Hot Water
Elementary
Cypress Elementary-PO
Middle
River Ridge Middle-PO
High
River Ridge High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2024)
$1,782
Parcel #
21-25-17-0150-25000-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Moon Lake Estates
County
Pasco
MLS Area
34654 - New Port Richey
Lot Size
13,201 sqft
Paved

Price history

Date
Event
Price
8/22/2026
Price change
Source: Stellar MLS #TB8469440
$343,000-1.4%
$191/sqft
-
Price change
Source: Stellar MLS #TB8469440
$348,000-0.3%
$194/sqft
1/28/2026
Listed for sale
Source: Stellar MLS #TB8469440
$349,000
$195/sqft

Neighborhood

12227 Terra Ceia Ave
New Port Richey, FL, 34654 · 34654 - New Port Richey

Market insights

Offer Insights

Choose an offer strength

List price: $343,000
$337,500 – $343,000
98.2% – 100% of listTops out right at the list price
80% of listList price
71 of the last 140 home closings in 34654 landed at this number or higher (51%). The median one sat 41 days before it went under contract, and this one is on day 255 after a $6,000 cut.

Sample: 140 closed home sales in 34654 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,109/mo
Principal & interest$1,789
Property taxes$149
Insurance$172
Down payment20% · $68,600
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$343,000

$191 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,792 sq ft

Time on market

255 days

Year built

2001

Monthly payment

About $2,109/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,782 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLC.Listing agent: Allison TridenteListing data from Stellar MLS, MLS# TB8469440.

Keep exploring Florida

Pick up where you left off, or see what else is out there.