707 Terrace Ridge Cir #707, photo 1
Active
1 / 65

Overview

3 bd2 ba1,542 sqftCondominium
TypeCondominium
HOA$798.69/mo
Built2005
Lot684 sqft
Living area1,542 sqft
Price / sqft$129

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorStone CountersWalk-in Closet(s)SidewalkClubhouseDeed RestrictionsFitness Center

707 Terrace Ridge Cir #707 is a 2005-built home in Terrace Ridge At Town Center East Condo, Davenport. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,542 square feet of living space. Listed at $198,900 (about $129/sqft), 257 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $798.69 monthly.

From the listing

Turn-key 3BR/2BA investment condo minutes from ChampionsGate — ideal for short-term rental income or a low-maintenance second home. Fresh paint, granite vanities, and resort-style amenities just steps from the community pool. The seller is also offering up to 6 months of HOA fees paid at closing!! One or more of the photos have been virtually staged. The spacious primary suite includes an updated bathroom with a granite vanity and walk-in shower. The guest bathroom has also been tastefully improved with a dual granite vanity. Fresh interior paint throughout gives the home a clean, move-in-ready feel. Monthly HOA dues provide exceptional value, covering water, trash, basic cable, and high-speed internet. Residents and guests enjoy access to resort-style amenities including a community pool, fitness center, and clubhouse — with this unit conveniently located just steps from the pool. Situated minutes from ChampionsGate, shopping, dining, and major highways, this property offers strong rental appeal and everyday convenience. A versatile opportunity in a highly desirable area — schedule your private showing today.

The essentials

Built
2005
Price / sqft
$129
On market
257 days
Annual tax
$2,804
HOA
$798.69/mo
Flood zone
X · Low risk
Lot
684 sqft
Type
Condominium

At a glance

Condo
3 stories · 2005
Community pool
Fitness center too
1,542 sqft
Living area

Payment

Est. monthly payment
$2,169/mo
Down payment (20%)
$39,780
Property taxes
$234/mo
HOA
$798.69/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2005
Lot
684 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
257
Ceiling Fans(s)
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Sidewalk
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Pool
Sidewalks
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$2,804
Parcel #
27-26-02-701011-004150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terrace Ridge At Town Center East Condo
County
Polk
MLS Area
33896 - Davenport / Champions Gate
Lot Size
684 sqft
HOA
$798.69/mo
Tammy Shrank

Price history

Date
Event
Price
8/29/2026
Price change
Source: Stellar MLS #TB8470524
$198,900-1.0%
$129/sqft
-
Price change
Source: Stellar MLS #TB8470524
$201,000-12.6%
$130/sqft
1/29/2026
Listed for sale
Source: Stellar MLS #TB8470524
$229,900
$149/sqft

Neighborhood

707 Terrace Ridge Cir #707
Davenport, FL, 33896 · 33896 - Davenport / Champions Gate

Market insights

Offer Insights

Choose an offer strength

List price: $198,900
$192,500 – $198,900
97.1% – 100% of listTops out right at the list price
80% of listList price
30 of the last 58 condo closings in 33896 landed at this number or higher (52%). The median one sat 65 days before it went under contract, and this one is on day 257 after a $31,000 cut.

Sample: 58 closed condo sales in 33896 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,169/mo
Principal & interest$1,037
Property taxes$234
Insurance$99
HOA$799
Down payment20% · $39,780
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$198,900

$129 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,542 sq ft

Time on market

257 days

Year built

2005

Monthly payment

About $2,169/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,804 annual tax bill, insurance, and the $798.69/mo HOA fee.

HOA fee

$798.69/mo

Managed by Tammy Shrank.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX REALTY UNLIMITEDListing agent: Nichole MoodyListing data from Stellar MLS, MLS# TB8470524.

Keep exploring Florida

Pick up where you left off, or see what else is out there.