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Overview

3 bd2 ba2,450 sqft2 car garageSingle Family
TypeSingle Family
HOA$210/qtr
Built2006
Lot5,500 sqft
Living area2,450 sqft
Price / sqft$159
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsPrivate MailboxDishwasherDisposalDryerElectric Water HeaterMicrowave

1643 Bonita Bluff CT is a 2006-built home in Mira Lago West Ph 1, Ruskin. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,450 square feet of living space. Listed at $389,000 (about $159/sqft), 224 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $210 quarterly.

From the listing

Welcome to this stunning pool home in the gated community of Mira Lago! Offering 3 bedrooms, 2 bathrooms, and a versatile upstairs bonus room. Step inside to a welcoming foyer and enjoy beautiful wood-look laminate flooring throughout the main living areas. The spacious tiled kitchen is fully equipped with stainless steel appliances, including a refrigerator, Dishwasher, Range, Microwave, granite countertops, 48” upper cabinets, closet pantry, prep island, and a bright dinette area with a charming bay window. Just off the kitchen is the laundry room featuring a washer and dryer for added convenience. The private owner’s suite is located at the rear of the home and showcases a custom entry feature with an arched wall niche, elegant double tray ceiling, walk-in closet with custom organization system, and sliding glass doors leading directly to the pool and patio. The en-suite bath offers dual vanities, a tiled step-in shower, and a relaxing garden tub. Two additional bedrooms are situated at the front of the home with a full bath in between. The expansive great room also features sliding glass doors that open to your screened-in lanai and heated pool complete with a flowing fountain. With ample deck space, it’s the perfect setting for outdoor entertaining, BBQs, and enjoying Florida living year-round. Upstairs, the oversized bonus room provides endless possibilities — home office, media room, playroom, gym, or guest retreat. Residents of Mira Lago's amenities including a clubhouse, community pool, playground, and more. Nature lovers will appreciate being just minutes from E.G. Simmons Regional Park, a beautiful waterfront wildlife sanctuary offering swimming, kayak and canoe rentals, a boat ramp, picnic areas, and camping.

The essentials

Built
2006
Price / sqft
$159
On market
224 days
Annual tax
$7,136
HOA
$210/qtr
Flood zone
X500 · Low risk
Lot
5,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Private pool
Heated
2 car garage
5,500 sqft lot
Lot size
2,450 sqft
Living area

Payment

Est. monthly payment
$2,888/mo
Down payment (20%)
$77,800
Property taxes
$595/mo
HOA
$210/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
5,500 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, Heated
Days on Market
224
Ceiling Fans(s)
High Ceilings
Private Mailbox
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone X500
Annual Tax (2024)
$7,136
Parcel #
U-01-32-18-79F-000000-00103.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mira Lago West Ph 1
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
5,500 sqft
HOA
$210/qtr
Mira Lago West/ Rizzetta & Co

Price history

Date
Event
Price
3/2/2026
Listed for sale
Source: Stellar MLS #TB8481887
$389,000+58.8%
$159/sqft
4/27/2020
Sold
Source: Hillsborough County Public Record
$244,900
$100/sqft

Neighborhood

1643 Bonita Bluff CT
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $389,000
$387,500 – $389,000
99.5% – 100% of listTops out right at the list price
80% of listList price
123 of the last 211 home closings in 33570 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 224.

Sample: 211 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,888/mo
Principal & interest$2,029
Property taxes$595
Insurance$195
HOA$70
Down payment20% · $77,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,000

$159 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,450 sq ft

Time on market

224 days

Year built

2006

Monthly payment

About $2,888/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,136 annual tax bill, insurance, and the $210/qtr HOA fee.

HOA fee

$210/qtr

Managed by Mira Lago West/ Rizzetta & Co.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCENTURY 21 CIRCLEListing agent: Janet PaulaListing data from Stellar MLS, MLS# TB8481887.

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