407 20th Ave, photo 1
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Overview

2 bd2 ba1,080 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1969
Lot6,700 sqft
Living area1,080 sqft
Price / sqft$805
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ninguno

407 20th Ave is a 1969-built home in Indian Beach Re-revised 6th Add, Indian Rocks Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,080 square feet of living space. Listed at $869,000 (about $805/sqft), 221 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Direct Intracoastal Waterfront Lot with existing home. Welcome to Indian Rocks Beach! This property offers prime tear down potential for builders or investors looking to maximize value with a dream waterfront build on a 6700 sqft lot. Alternatively, this coastal cottage can be brought back to life with intentional single-story and ground-floor living. The address supports multiple investment exit strategies. Enjoy direct water access off your private dock for boating, kayaking, paddle boarding, or fishing right from the backyard. Southern exposure protects you from wind and captures the warm sunsets. Golf cart friendly roads allow you to meander your way through tropical paradise, cruise to local establishments, and park in designated parking spots around town. The lot is situated just two blocks to one of the 24 beach access points and miles of Gulf coastline. Kolb Park is nearby which features tennis and pickleball courts, a skate park, playground, basketball court, and fields used by IRB Little League and Senior Softball. Zoned for top rated schools and close to local restaurants and shops, the location also provides quick access to Tampa, St. Petersburg, and two International Airports. This is a prime redevelopment opportunity in a high demand coastal pocket, ready for your vision.

The essentials

Built
1969
Price / sqft
$805
On market
221 days
Annual tax
$2,351
Flood zone
AE
Lot
6,700 sqft
Type
Single Family Residence

At a glance

Single family
Built 1969
Waterfront
Intracoastal Waterway
1 car garage
6,700 sqft lot
Lot size
1,080 sqft
Living area

Payment

Est. monthly payment
$5,162/mo
Down payment (20%)
$173,800
Property taxes
$196/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1969
Lot
6,700 sqft
Cooling
None
Heating
None
Parking
-
Waterfront
Intracoastal Waterway
Days on Market
221
Ninguno
Elementary
Anona Elementary-PN
Middle
Seminole Middle-PN
High
Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$2,351
Parcel #
06-30-15-42138-000-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indian Beach Re-revised 6th Add
County
Pinellas
MLS Area
33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Lot Size
6,700 sqft
Flood Insurance Required

Price history

Date
Event
Price
6/3/2026
Price change
Source: Stellar MLS #TB8482144
$869,000-2.9%
$805/sqft
3/5/2026
Listed for sale
Source: Stellar MLS #TB8482144
$895,000
$829/sqft

Neighborhood

407 20th Ave
Indian Rocks Beach, FL, 33785 · 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores

Market insights

Offer Insights

Choose an offer strength

List price: $869,000
$855,000 – $869,000
98.7% – 100% of listTops out right at the list price
80% of listList price
16 of the last 31 home closings in 33785 landed at this number or higher (52%). The median one sat 26 days before it went under contract, and this one is on day 221 after a $26,000 cut.

Sample: 31 closed home sales in 33785 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,163/mo
Principal & interest$4,532
Property taxes$196
Insurance$435
Down payment20% · $173,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$869,000

$805 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,080 sq ft

Time on market

221 days

Year built

1969

Monthly payment

About $5,162/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,351 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byMAVREALTYListing agent: Stewart DeVoreListing data from Stellar MLS, MLS# TB8482144.

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