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40545 Stewart Rd, Zephyrhills, FL, 33540

$152/sqft·Unplatted

3 bd2 ba1,512 sqftManufactured Home
Listed by COMPASS FLORIDA LLC· Last updated · MLS# TB8482622

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Est. monthly payment
$1,604/mo
Down payment (20%)
$46,000
Property taxes
$289/mo
Rate assumed
6.8% · 30 yr
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At a glance

Manufactured home
Built 2021
0.42 acres
Lot size
1,512 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Kitchen/Family Room ComboDishwasherElectric Water HeaterRangeRange Hood

40545 Stewart Rd is a 2021-built home in Unplatted, Zephyrhills. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,512 square feet of living space. Listed at $230,000 (about $152/sqft), 167 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Short Sale. Welcome to peaceful country living in Zephyrhills, FL! This well-maintained manufactured home at 40545 Stewart Rd sits on an expansive lot that offers privacy, open outdoor space, and the freedom of NO HOA and NO CDD fees. Whether you need extra space for a boat, an RV, or a custom workshop, this property provides the flexibility that modern homeowners are looking for. Inside, the home features a bright, open-concept floor plan designed for easy daily living. The spacious kitchen serves as the heart of the home, equipped with a center island, modern cabinetry, and ample prep space—perfect for everyday meals and entertaining. Durable vinyl plank flooring runs through the living areas, leading to comfortable bedrooms and a dedicated laundry area for added convenience. Outside, the large backyard serves as a blank canvas for your outdoor projects or Florida lifestyle needs. You are located just minutes from US-301, SR-54, local shopping, and dining, offering a straightforward commute to Wesley Chapel and Tampa. Whether you are looking for a primary residence, a rental investment, or an affordable Florida home with land, this property offers great potential.

The essentials

Built
2021
Price / sqft
$152
On market
189 days
Annual tax
$3,472
Flood zone
X · Low risk
Lot
18,473 sqft
Type
Manufactured Home

Location

40545 Stewart Rd
Zephyrhills, FL, 33540·33540 - Zephyrhills
Type
Manufactured Home
Year Built
2021
Lot
18,473 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
189
Built-in Features
Ceiling Fans(s)
Kitchen/Family Room Combo
Dishwasher
Electric Water Heater
Range
Range Hood
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,472

Parcel #

30-25-22-0000-01500-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Unplatted

County

Pasco

MLS Area

33540 - Zephyrhills

Lot Size

18,473 sqft

Date
Event
Price
6/3/2026
Price change
Source: Stellar MLS #TB8482622
$230,000-6.1%
$152/sqft
3/6/2026
Listed for sale
Source: Stellar MLS #TB8482622
$245,000+9.4%
$162/sqft
8/19/2021
Sold
Source: Pasco County Public Record
$224,000
$148/sqft
Est. monthly payment$1,604/mo
Principal & interest$1,200
Property taxes$289
Insurance$115
Down payment20% · $46,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $230,000
$230,000
99.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 85 home closings in 33540 landed at this number or higher (65%). The median one sat 28 days before it went under contract, and this one is on day 189 after a $15,000 cut.

Sample: 85 closed home sales in 33540 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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