545 Pinellas Bayway S #207, photo 1
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Overview

3 bd3 ba2,100 sqft2 car garageTownhouse
TypeTownhouse
HOA$700/mo
Built1999
Lot1,381 sqft
Living area2,100 sqft
Price / sqft$233
Garage2 car

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About this home

Ceiling Fans(s)ThermostatTray Ceiling(s)Walk-in Closet(s)Window TreatmentsBalconyLightingOutdoor Shower

545 Pinellas Bayway S #207 is a 1999-built home in Tern Bay Twnhms, Tierra Verde. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,100 square feet of living space. Listed at $489,900 (about $233/sqft), 224 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $700 monthly.

From the listing

Virtually Staged. One of the biggest perks of this community is the comprehensive HOA, which covers a wide range of expenses including cable, internet, exterior maintenance and repairs, and even a master flood insurance policy—helping simplify ownership and provide added value. With generous living areas, three private screened outdoor spaces, a two-car tandem garage, extensive storage, newer PGT impact windows, and a community pool just steps from your back door, this home offers the comfort and versatility of a single-family residence with the convenience of townhome living. The ground level features an oversized two-car tandem-style garage with plenty of room for cars, bikes, beach gear, kayaks, and storage. From here, step directly onto your private screened patio, complete with stairs connecting to the balcony above. Just beyond the patio is the beautifully maintained community outdoor area featuring a sparkling pool, lounge seating, gathering tables, and an outdoor shower—creating an inviting setting to relax and enjoy the Florida sunshine. Upstairs, the main living level opens into a bright, spacious floor plan connecting the beautifully remodeled kitchen with the living and dining areas. Updated hurricane-rated windows throughout the home are complemented by electronic window coverings for added comfort and convenience. This level also features a versatile third bedroom or home office with access to its own private screened balcony. A full bathroom serves this room while also providing convenient access from the main living area, making the layout ideal for overnight guests, a home office, or additional living space. Updated flooring completes the main level. The third floor provides exceptional privacy with two spacious bedrooms positioned in a split layout, each featuring its own beautifully updated en-suite bathroom. The primary suite feels like a true retreat, offering direct access through sliding doors to another private screened balcony with remote-controlled shades. A hallway lined with dual walk-in closets leads to the renovated primary bath featuring dual sinks, a large soaking tub, and separate walk-in shower. Down the hall, multiple closets provide impressive additional storage along with conveniently located in-unit laundry and a utility closet. The generously sized guest suite easily accommodates a king-size bed, desk, and additional wardrobe or dresser while also offering two large built-in closets. Its private en-suite bathroom has been updated with a beautiful walk-in shower. Additional improvements include recently replaced interior plumbing, remodeled kitchen and upper-level bathrooms, updated flooring on both living levels, hurricane impact windows, and electronic window treatments. The building exterior is also scheduled to receive a fresh coat of paint, adding to the community's well-maintained appearance. Located on Tierra Verde along the Pinellas Bayway, this home puts some of the area's best recreation, dining, beaches, and destinations within easy reach. Spend the day exploring Fort De Soto Park and its beaches, trails, kayak launches, fishing areas, and waterfront scenery, or head toward the sugar-sand beaches of St. Pete Beach. The restaurants and local businesses of Tierra Verde are close to home, while quick access to the Pinellas Bayway and I-275 makes it easy to reach Downtown St. Petersburg, the Sunshine Skyway Bridge, Gulf beaches, marinas, boating, golf, shopping, entertainment, and Tampa Bay area airports.

The essentials

Built
1999
Price / sqft
$233
On market
224 days
Annual tax
$3,651
HOA
$700/mo
Flood zone
AE
Lot
1,381 sqft
Type
Townhouse

At a glance

Townhouse
3 stories · 1999
Community pool
Shared amenity
2 car garage
Garage Door Opener
1,381 sqft lot
Lot size
2,100 sqft
Living area

Payment

Est. monthly payment
$3,804/mo
Down payment (20%)
$97,980
Property taxes
$304/mo
HOA
$700/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1999
Lot
1,381 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener, Ground Level, Guest, Tandem
Days on Market
224
Ceiling Fans(s)
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Outdoor Shower
Rain Gutters
Sprinkler Metered
Storage
Deed Restrictions
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Touchless Faucet
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$3,651
Parcel #
20-32-16-90279-000-0160

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tern Bay Twnhms
County
Pinellas
MLS Area
33715 - St Pete/Tierra Verde
Lot Size
1,381 sqft
LandscapedNear Golf CourseNear Marina
HOA
$700/mo
John Kreite

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #TB8483148
$489,900-1.0%
$233/sqft
3/5/2026
Listed for sale
Source: Stellar MLS #TB8483148
$495,000
$236/sqft

Neighborhood

545 Pinellas Bayway S #207
Tierra Verde, FL, 33715 · 33715 - St Pete/Tierra Verde

Market insights

Offer Insights

Choose an offer strength

List price: $489,900
$475,000 – $489,900
97% – 100% of listTops out right at the list price
80% of listList price
10 of the last 19 townhouse or villa closings in 33715 landed at this number or higher (53%). The median one sat 95 days before it went under contract, and this one is on day 224 after a $5,100 cut.

Sample: 19 closed townhouse or villa sales in 33715 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,804/mo
Principal & interest$2,555
Property taxes$304
Insurance$245
HOA$700
Down payment20% · $97,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$489,900

$233 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,100 sq ft

Time on market

224 days

Year built

1999

Monthly payment

About $3,804/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,651 annual tax bill, insurance, and the $700/mo HOA fee.

HOA fee

$700/mo

Managed by John Kreite.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byEXIT SUNCOAST REALTYListing agent: Megan Beal LLCListing data from Stellar MLS, MLS# TB8483148.

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