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Overview

3 bd3 ba1,585 sqftTownhouse
TypeTownhouse
HOA$645/mo
Built1996
Lot880 sqft
Living area1,585 sqft
Price / sqft$378

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimarybedroom UpstairsStone CountersWalk-in Closet(s)Window TreatmentsBalcony

405 Madeira Cir is a 1996-built home in Palms Of Tierra, Tierra Verde. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,585 square feet of living space. Listed at $599,000 (about $378/sqft), 6 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $645 monthly.

From the listing

BOAT SLIP INCLUDED! This end-unit townhome on the Island of Tierra Verde comes with its own 50-foot deep water boat slip and 11,000 lb lift (lift new in 2017 with a new power box), so your next adventure on the water starts right out back. Inside, the three-bedroom, three-bath home is filled with natural light, thanks to new hurricane impact windows and doors throughout, a major advantage in an end unit. High vaulted ceilings and wide luxury vinyl plank flooring set a bright, modern tone. The living room, with its wood-burning fireplace, opens to the dining room and flows easily into the kitchen, creating a natural gathering space for entertaining. The kitchen features newer cabinetry, stainless steel appliances, and a light, modern backsplash. Step out onto either of two balconies to enjoy the Florida weather with your favorite beverage. The primary suite offers vaulted ceilings and a large walk-in closet, and the primary bath features dark cabinetry and a granite countertop. A large two-car garage provides plenty of extra storage for all your toys, and the long driveway fits two additional cars. Palms of Tierra delivers true resort-style living with a community pool, tennis courts, and a fitness room. The location is hard to beat: Steps to nightlife and restaurants, 2 minutes to the running and bike trail, 5 minutes to the beaches of Fort De Soto Park, 15 minutes to downtown St. Petersburg, and 40 minutes to Tampa International Airport. Start your Florida lifestyle dream today.

The essentials

Built
1996
Price / sqft
$378
On market
6 days
Annual tax
$2,362
HOA
$645/mo
Flood zone
AE
Lot
880 sqft
Type
Townhouse

At a glance

Townhouse
3 stories · 1996
Private balcony
Outdoor space
1,585 sqft
Living area

Payment

Est. monthly payment
$4,265/mo
Down payment (20%)
$119,800
Property taxes
$197/mo
HOA
$645/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1996
Lot
880 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener, Oversized, Tandem
Days on Market
6
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primarybedroom Upstairs
Stone Counters
Walk-in Closet(s)
Window Treatments
Balcony
Buyer Approval Required
Deed Restrictions
Golf Carts OK
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2025)
$2,362
Parcel #
20-32-16-65905-001-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palms Of Tierra
County
Pinellas
MLS Area
33715 - St Pete/Tierra Verde
Lot Size
880 sqft
HOA
$645/mo
Resource Prop. Mgmt/Lori Bax

Price history

Date
Event
Price
10/5/2026
Listed for sale
Source: Stellar MLS #TB8555652
$599,000
$378/sqft

Neighborhood

405 Madeira Cir
Tierra Verde, FL, 33715 · 33715 - St Pete/Tierra Verde

Market insights

Offer Insights

Choose an offer strength

List price: $599,000
$580,000 – $599,000
97% – 100% of listTops out right at the list price
80% of listList price
10 of the last 19 townhouse or villa closings in 33715 landed at this number or higher (53%). The median one sat 95 days before it went under contract, and this one is on day 6.

Sample: 19 closed townhouse or villa sales in 33715 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,265/mo
Principal & interest$3,124
Property taxes$197
Insurance$300
HOA$645
Down payment20% · $119,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,000

$378 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,585 sq ft

Time on market

6 days

Year built

1996

Monthly payment

About $4,265/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,362 annual tax bill, insurance, and the $645/mo HOA fee.

HOA fee

$645/mo

Managed by Resource Prop. Mgmt/Lori Bax.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered bySMITH & ASSOCIATES REAL ESTATEListing agent: Collette RichardsonListing data from Stellar MLS, MLS# TB8555652.

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