20040 Gulf Blvd #302, photo 1
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Overview

3 bd2 ba1,235 sqftCondominium
TypeCondominium
Condo dues$1,620/mo
Built1981
Living area1,235 sqft
Price / sqft$1,008

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About this home

Ceiling Fans(s)ElevatorStone CountersThermostatWalk-in Closet(s)Wet BarHurricane ShuttersNo Truck/Rv/Motorcycle Parking

20040 Gulf Blvd #302 is a 1981-built home in Sand Castle Condo, Indian Shores. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,235 square feet of living space. Listed at $1,245,000 (about $1,008/sqft), 204 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $1,620 monthly.

From the listing

Turnkey Gulf-front investment opportunity in the highly desirable Indian Shores area! This remodeled 3-bedroom, 2-bath condo is located in a popular short-term rental complex allowing 7-day minimum rentals, making it an ideal income-producing property. The unit features a kitchen with granite countertops, and full-size appliances, along with an open floor plan designed to maximize guest comfort. Additional upgrades include hurricane shutters and an in-unit washer and dryer. The primary suite offers direct balcony access, a king bed, and a private ensuite bath. Guests will appreciate the spacious additional bedrooms and multiple sleeping arrangements. Amenities include: Heated beachfront pool & hot tub, Direct beach access, Assigned parking, BBQ grilling area. With strong rental appeal, prime beachfront location, and proximity to local dining and attractions, this is a rare opportunity to own a high-performing vacation rental on Florida’s Gulf Coast. Seller financing could be an option.

The essentials

Built
1981
Price / sqft
$1,008
On market
204 days
Annual tax
$13,727
Condo dues
$1,620/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
6 stories · 1981
Waterfront
Gulf/Ocean
Community pool
Shared amenity
1,235 sqft
Living area

Payment

Est. monthly payment
$9,879/mo
Down payment (20%)
$249,000
Property taxes
$1,144/mo
Condo dues
$1,620/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1981
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Basement
Waterfront
Gulf/Ocean
Days on Market
204
Ceiling Fans(s)
Elevator
Stone Counters
Thermostat
Walk-in Closet(s)
Wet Bar
Hurricane Shutters
No Truck/Rv/Motorcycle Parking
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Freezer
Ice Maker
Range
Refrigerator
Washer
Elementary
Anona Elementary-PN
Middle
Seminole Middle-PN
High
Seminole High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$13,727
Parcel #
13-30-14-78625-000-3020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sand Castle Condo
County
Pinellas
MLS Area
33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Lot Size
-
FloodZoneCity Limits
Condo dues
$1,620/mo

Price history

Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #TB8488878
$1,245,000-3.9%
$1,008/sqft
3/23/2026
Listed for sale
Source: Stellar MLS #TB8488878
$1,295,000
$1,049/sqft

Neighborhood

20040 Gulf Blvd #302
Indian Shores, FL, 33785 · 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores

Market insights

Offer Insights

Choose an offer strength

List price: $1,245,000
$1.19M – $1.25M
96% – 100% of listTops out right at the list price
80% of listList price
31 of the last 60 condo closings in 33785 landed at this number or higher (52%). The median one sat 74 days before it went under contract, and this one is on day 204 after a $50,000 cut.

Sample: 60 closed condo sales in 33785 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,880/mo
Principal & interest$6,493
Property taxes$1,144
Insurance$623
HOA$1,620
Down payment20% · $249,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,245,000

$1,008 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,235 sq ft

Time on market

204 days

Year built

1981

Monthly payment

About $9,879/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $13,727 annual tax bill, insurance, and $1,620/mo in condo dues.

Condo dues

$1,620/mo

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 RE CHAMPIONSListing agent: Al ShieldsListing data from Stellar MLS, MLS# TB8488878.

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