18522 Gulf Blvd #D, photo 1
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Overview

3 bd3 ba1,979 sqftSingle Family
TypeSingle Family
HOA$405/mo
Built1999
Lot1,198 sqft
Living area1,979 sqft
Price / sqft$644

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingKitchen/Family Room ComboLiving Room/Dining Room ComboVaulted Ceiling(s)Walk-in Closet(s)Window TreatmentsBalcony

18522 Gulf Blvd #D is a 1999-built home in El Mar Twnhms, Indian Shores. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,979 square feet of living space. Listed at $1,275,000 (about $644/sqft), 19 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $405 monthly.

From the listing

Welcome to 18522 Gulf Blvd #D in Indian Shores, a renovated 3-bedroom, 3-bath townhome in an intimate six-unit community right on the ocean. Wake up to beach days, evening sunsets, and an easy Florida lifestyle that works as a full-time residence, a second home, or a short-term rental. This home comes fully furnished. Updated throughout, the home features refreshed rooms, an updated kitchen, remodeled bathrooms, and new flooring. The third-floor balcony captures ocean and beach views — a private perch for coffee at sunrise or a glass of wine as the sky turns over the Gulf. The community pool is right here, and the white-sand beach is only steps from your door. Monthly HOA of $405 is low for this stretch of Gulf Boulevard and helps keep ownership simple. Short-term rentals are allowed, so you can live here year-round, use it as a vacation home, or generate rental income when you’re away. Approximately 30 minutes to Tampa International Airport, close to top rated schools and plenty of restaurants and shopping. This is the rare combination buyers want on the barrier islands: updated interiors, a real ocean-view balcony, walk-to-beach convenience, a pool, low HOA, and the flexibility to live in it or rent it. Come see #D before the next sunset.

The essentials

Built
1999
Price / sqft
$644
On market
19 days
Annual tax
$15,989
HOA
$405/mo
Flood zone
AE
Lot
1,198 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 1999
Waterfront
Beach Front
Community pool
Shared amenity
Assigned parking
1,198 sqft lot
Lot size

Payment

Est. monthly payment
$9,025/mo
Down payment (20%)
$255,000
Property taxes
$1,332/mo
HOA
$405/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1999
Lot
1,198 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned, Covered, Guest, Off Street, Basement
Waterfront
Beach Front
Days on Market
19
Ceiling Fans(s)
Crown Molding
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Outdoor Shower
Sidewalk
Deed Restrictions
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Bauder Elementary-PN
Middle
Seminole Middle-PN
High
Seminole High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$15,989
Parcel #
30-30-15-25440-000-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
El Mar Twnhms
County
Pinellas
MLS Area
33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Lot Size
1,198 sqft
FloodZoneCity LimitsNear Public TransitSidewalk
HOA
$405/mo
El Mar - DeLoach, Hofstra and Cavonis

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #TB8553785
$1,275,000
$644/sqft

Neighborhood

18522 Gulf Blvd #D
Indian Shores, FL, 33785 · 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores

Market insights

Offer Insights

Choose an offer strength

List price: $1,275,000
$1.26M – $1.27M
98.7% – 100% of listTops out right at the list price
80% of listList price
16 of the last 31 home closings in 33785 landed at this number or higher (52%). The median one sat 26 days before it went under contract, and this one is on day 19.

Sample: 31 closed home sales in 33785 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,025/mo
Principal & interest$6,650
Property taxes$1,332
Insurance$638
HOA$405
Down payment20% · $255,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,275,000

$644 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,979 sq ft

Time on market

19 days

Year built

1999

Monthly payment

About $9,025/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $15,989 annual tax bill, insurance, and the $405/mo HOA fee.

HOA fee

$405/mo

Managed by El Mar - DeLoach, Hofstra and Cavonis.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Shane ClarkListing data from Stellar MLS, MLS# TB8553785.

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